What are friends?
To me, friends are ppl helping u out whenever u need them or they need you.
What are money?
Money is something which you earn, spend, lend etc... Without it, you might die.
What are trust?
Trust is something that developed over times and you know whether who are the person you should trust.
Therefore, base on the above 3 factors, if your so call friend help u before n in needs n u trust them that they will return on time, why not lend to them? But if they use your trust to cheat on you, one time is enough.
My colleague gamble when got $ n when runs low, look for us. In the end, when come to return, they drag u. So, this kind of ppl, even they consider u as a friend, can forget abt it. One of my friend, who is sick n in debt. I just transferred $100 to her n told her to take her time. She is not those pretty type but I trust her, she is my friend.
Whenever you wanted to lend $, see what they use for. If they like to gamble a lot, can forget abt it. But if you in doubt, set your limit else they might cheated u in the end. Just like my mum, lend $ to a old neighbour, think got $5k, no news liao. Be wise, else you will ended up been cheated.