In the past at work, my workers of a certain race (and only them) will keep borrowing $$$ from me, everytime small amounts but never ever return. One day I realised enough was enough, all add up I am like giving them their second pay packet. The other workers never ever borrowed any $$$ from me.
Then now even when colleagues from that race approach me to borrow $$$ I straight away turn them down.
As for friends, so far, none of my friends, as in real friends, not acquantances, need to borrow $$$ from anyone.
Lend money to those friends that you frequently keep in contact with, not those that call you out of the blue to ask you for money. Lend to them means not only you'll lose the money you also lose a friend... :nono:
Sometimes they might call you to meet up for tea to catch up on old times. When meet face to face, its really hard to turn them down. Its not like on the phone, where you can give excuses like reception problem (;p), busy call you back later etc...
hahah oui!...there is a big difference between doing the right thing and being a silly fart!.. Give away money indeed! heheh. You forgot this is Singapore leh....pay and pay already bad enough :bsmilie:
To me, friends are ppl helping u out whenever u need them or they need you.
What are money?
Money is something which you earn, spend, lend etc... Without it, you might die.
What are trust?
Trust is something that developed over times and you know whether who are the person you should trust.
Therefore, base on the above 3 factors, if your so call friend help u before n in needs n u trust them that they will return on time, why not lend to them? But if they use your trust to cheat on you, one time is enough.
My colleague gamble when got $ n when runs low, look for us. In the end, when come to return, they drag u. So, this kind of ppl, even they consider u as a friend, can forget abt it. One of my friend, who is sick n in debt. I just transferred $100 to her n told her to take her time. She is not those pretty type but I trust her, she is my friend.
Whenever you wanted to lend $, see what they use for. If they like to gamble a lot, can forget abt it. But if you in doubt, set your limit else they might cheated u in the end. Just like my mum, lend $ to a old neighbour, think got $5k, no news liao. Be wise, else you will ended up been cheated.