seems like lowering on contrast to me..
i still hope someone would give some tutorials here. thanks a lot.
...
that loosely translates to:
i still wish all of you would spoonfeed me, give me pictures print screened from photoshop so that i can learn how to dress myself. :dunno:
people already mentioned the steps that were taken, if you still do not wish to explore photoshop yourself, then maybe you should pay someone for lessons.
looks like lomo or muted fashion + vignetting . Google for tutorial
Run the Muted Fashion script and see if that's what you're looking for. Looks v much like it
http://www.nigraphic.com/blog/photoshop/free-photoshop-actions