Originally posted by meng
As quoted from winston "It is popularly used as a protective filter of sorts to protect the lens from dirt and scratches as it is "neutral" and does not alter the light coming in."
So the UV filter is good to have to protect your lens. Get those single-coated or multi-coated ones.
As for ND Filter, one of the common uses is to take those "silky feeling" waterfalls etc.