If the danger of getting robbed while holding cash to pay for the stuff worries you more than the cost of paying by credit and the surcharge, then use cash loh. If not, then use credit card... It's up to you to judge what are the chances of getting robbed. Simple as that.
The shops are profit organisations, so it's not fair to insist they absorb the charges anyway. If we expect them to pass on all cost savings to consumers, then most prob they won't last long?
Alternatively, think of the issue this way...the shops are offering you a convenient and safe way to pay. Afterall, it's not their responsibility to make sure u dun get robbed on the way to buy stuff from them right? See it as a small fee to guarantee your safety loh. Heh heh...
However, perhaps it is dishonest of some shops to tell you "We'll charge you extra 4% for credit card charges" when they only incur for example 2% extra. Guess what i'm saying is, as consumers, just do our homework and factor in all costs and decide which place is the cheapest loh...
The shops are profit organisations, so it's not fair to insist they absorb the charges anyway. If we expect them to pass on all cost savings to consumers, then most prob they won't last long?
Alternatively, think of the issue this way...the shops are offering you a convenient and safe way to pay. Afterall, it's not their responsibility to make sure u dun get robbed on the way to buy stuff from them right? See it as a small fee to guarantee your safety loh. Heh heh...
However, perhaps it is dishonest of some shops to tell you "We'll charge you extra 4% for credit card charges" when they only incur for example 2% extra. Guess what i'm saying is, as consumers, just do our homework and factor in all costs and decide which place is the cheapest loh...