Word of advise... the interest rate for my 30yrs loan is really punishing... I may be paying very low monthly installments (low $400+) a month... but I only found out that they are charging me almost $2000 ($1970) a year...
I loan only about $90K++... but at $2K a year for 30 years... that's almost $60K !! 2/3 of my loan is returned as interest !!
is this a bank loan or thru hdb?
my loan also around $90K+, for 19 years, total interest paid around $24K, based on effective interest of 2.6%