I do. I use installment to pay for my expensive lens..However, places that offer CC installment might be selling the stuff more expensive as compared to shops that only accept cash or NETS. So you need to work out the sum and see if it is really worth doing that...
Hi thanks for your concern i just received my citi clear card recently so i still have some time left and i planning for a 12 month plan only as i dont wanna drag too longWell, one more thing to factor in - CC annual charge. Once you are on installment payment, some banks will not be waiving the annual CC charges and if you cancel the CC with installment still on, there might be a penalty for early payment. So, at the end, there might be extra charges even if you are not paying interests.
thanks for the tips... grr i am new to cc alsomake sure u dont charge only the installment lor.. use the card on other stuff without installment too.. then can ask them to waive off the annual fee..
Well, one more thing to factor in - CC annual charge. Once you are on installment payment, some banks will not be waiving the annual CC charges and if you cancel the CC with installment still on, there might be a penalty for early payment. So, at the end, there might be extra charges even if you are not paying interests.
thanks for everyone's advice. instead of 36 month, do they allow 12 / 24 month? sorry i'm dont intend to flip my camera once every few years. planning to buy one for weekend / year end travelling purposes only. not a regular shooter. Anyway among courts harvey best denki etc.. which company gives the best deal during IT fair ? planning to hoot in dec coming SITEX
Well, one more thing to factor in - CC annual charge. Once you are on installment payment, some banks will not be waiving the annual CC charges and if you cancel the CC with installment still on, there might be a penalty for early payment. So, at the end, there might be extra charges even if you are not paying interests.