PBase charges US$23 yearly for 100 Megabytes of photo storage ... but i think u have to use their template to host your gallery (correct me if i'm wrong). But to create our own personalized site, I think it is not possible. For CS, S$60 for 100MB ... I find that reasonable.
If everyone feel the same way, then ClubSNAP will not have any funds to run and maintain the server soon and that will result to ClubSNAP getting funds from other sources, flooding the forums with ADVERTISMENTS or members will have to PAY to use the forums.
Subscribing to ClubSNAP hosting Plan is helping ClubSNAP pay for it's daily running cost.