Where do you guys invest your money?


Feb 4, 2008
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#1
I'm sure many of us have some spare cash and don't know what to do with it. Just thought of starting a thread to get some ideas. Say I have 1.5k extra per month and maybe a year end bonus, I'm still young with little commitments. My friends are all buying shares but I'm too lazy / stupid to do research on which shares to buy. FD is not giving me enough returns so what are my other options?
 

voxies09

New Member
Apr 11, 2010
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Singapore
#2
GOLD! but now GOLD is very expensive... if you are too Lazy to research, put it on the bank.. because your money will not work by itself
 

Feb 4, 2008
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#4
But if I put in the bank it is practically no interest wor..... Is now still a good time to buy gold?
 

guowei82

New Member
Mar 24, 2004
159
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#6
if got $$$$ buy few kg to keep...now price going up....
 

ZerocoolAstra

Senior Member
Mar 13, 2008
9,522
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rainy Singapore
#7
I'm sure many of us have some spare cash and don't know what to do with it. Just thought of starting a thread to get some ideas. Say I have 1.5k extra per month and maybe a year end bonus, I'm still young with little commitments. My friends are all buying shares but I'm too lazy / stupid to do research on which shares to buy. FD is not giving me enough returns so what are my other options?
can't be THAT lazy to do some simple research right?
If you wanna earn money, you gotta be prepared to put in some effort :)

Forex or shares is probably your best bet. Good hunting!
 

Feb 4, 2008
349
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#8
can't be THAT lazy to do some simple research right?
If you wanna earn money, you gotta be prepared to put in some effort :)

Forex or shares is probably your best bet. Good hunting!
Actually what I find particularly intimidating is the sheer number of companies that are available. I recently visited the Lim & Tan booth at suntec and the nice chap there was explaining what services are available and which reports I can assess online. I left more confused than ever.
 

ahbian

Senior Member
May 23, 2006
2,467
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#9
Maybe you can try sgfunds forum for more information.
 

Limsgp

New Member
Dec 16, 2005
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#10
Buy blue chips like SIA or the banks which gives out dividend regularly..

then just earn the dividend.. in need of cash just sell it.. if can hold long term, usually can get capital gain on top of dividend gains..
 

ZerocoolAstra

Senior Member
Mar 13, 2008
9,522
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0
rainy Singapore
#11
Buy blue chips like SIA or the banks which gives out dividend regularly..

then just earn the dividend.. in need of cash just sell it.. if can hold long term, usually can get capital gain on top of dividend gains..
yeah good advice there...! :)
Just pick some big names you are familiar with, then make a shortlist and learn about their price history.
There are hundreds upon hundreds of different companies, but you'll notice that not many are actively traded.
 

Feb 4, 2008
349
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0
#12
Buy blue chips like SIA or the banks which gives out dividend regularly..

then just earn the dividend.. in need of cash just sell it.. if can hold long term, usually can get capital gain on top of dividend gains..
yeah good advice there...! :)
Just pick some big names you are familiar with, then make a shortlist and learn about their price history.
There are hundreds upon hundreds of different companies, but you'll notice that not many are actively traded.
Thanks will start with Singapore blue chips then.
 

sfoto100

Senior Member
Nov 29, 2009
2,092
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#13
i place my trust in gahmen, they help me to invest in citibank and merrill lynch during the financial crisis...

i am very happy...
 

Big Kahuna

Senior Member
Dec 15, 2004
2,126
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Singapore, Singapore, Singapor
#14
Agree...park at Blue chip which could gen 3~5% annually on top of capital appreciation....if you scared or too lazy to do research....just whack the local big 3 bank.....interest rate is going up soon so good years ahead for all the banks :lovegrin:
 

ricohflex

Senior Member
Feb 24, 2005
3,353
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sing
#15
Don't.

Invest is quite a dirty word.

Ask the people who bought mini-bonds.

"Invest" is the trap + trick for all types of con men to cheat you out of large amounts of money and get away with the crime. Much better than using a knife to rob you.

Many blur and innocent people have lost vast amounts of money after being egged on to "invest" in all kinds of scams. One favourite scam is to con them to open a restaurant.
The victim is bled white. Super high rentals, salaries of staff, perishable food stock, renovations, pilfering by the cooks of expensive food items like abalones, directors' fees, consultant fees, siphoning of day's takings by staff, etc....

Victim put in $$$$$, after some time conman will say the business "lost money".
Robbing someone with a knife is a crime and one can get jail and caning for that.
Business losing money is not a crime. Scammers get away with it.
 

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night86mare

Deregistered
Aug 25, 2006
25,541
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www.pbase.com
#16
I'm sure many of us have some spare cash and don't know what to do with it. Just thought of starting a thread to get some ideas. Say I have 1.5k extra per month and maybe a year end bonus, I'm still young with little commitments. My friends are all buying shares but I'm too lazy / stupid to do research on which shares to buy. FD is not giving me enough returns so what are my other options?
you can donate to the savethenight86mare fund.

obviously i'm not sure that the returns are good, but you might get that warm fuzzy feeling in your heart. :)
 

hongsien

Senior Member
Mar 11, 2002
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Visit site
#17
Forex investment - invest your $$ in USD which is very low today..
Not now, USD will still go down once hyperinflation hit the US. The Fed is planning to do more easing, this will drive the USD down in the coming months........

Best is to buy PHYSICAL Gold, cause the problems starts when people with paper gold want to exchange it into real gold, BUT real gold is in very high demand, and those companies supplying paper gold can't find real gold for the exchange, leading to a drop in paper gold value............while the real gold value remain as high

GOLD price will still go up in steps, can go to USD 1400 end of this year (after Nov elections in the US), and early next year maybe to USD 1500
 

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ricohflex

Senior Member
Feb 24, 2005
3,353
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sing
#18
I'm sure many of us have some spare cash and don't know what to do with it.
Wow, how we wish.

We should be so lucky.

How come I am taking bus and so many others are buzzing around in BMW 7s and Audi R8s.
 

ed9119

Moderator
Staff member
Mar 11, 2002
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www.walkeast.com
#19
Forex investment - invest your $$ in USD which is very low today..
Forex or shares is probably your best bet. Good hunting!
Investing is where you put money in with the aim of a constant rate of return

Trading is where you buy/sell one price sell/buy another price for capital appreciation aka profit



Buy blue chips like SIA or the banks which gives out dividend regularly..

then just earn the dividend.. in need of cash just sell it.. if can hold long term, usually can get capital gain on top of dividend gains..
best advise above ..... a golden rule "When everyone buying...I sell.... When nobody wants to touch it, I want it"
 

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