Newbie here..pardon me pls..
Anyone knows where can buy the k-r via 0% instalments?
I've been to several Best and Courts branches to at least touch the camera but they do not have a single Pentax camera...:dunno:
Courts and Best don't carry the Pentax brand, at least not yet. You can get it at Challenger Funan, they do have the K-r there, saw the white one last week.
The camera costs less than 800, you still need to go for installment?
Anyway, better check w/ SLR Revolution and see if they accept installment. Good luck
OP, SLRR, MS might not have any installment scheme, you will have to charge full to your credit card and add 3 to 5% more for credit card processing fee, however if you are on CIMB, POSB, OCBC or even Citibank, you can call your credit card company and convert the purchase to 0% installment.
To the question of something that cost less than 800 and still need to go on installment? If your income bracket is less than $2K, there is nothing shy to be on an installment plan, after deduction of CPF your take home is less than 1.6K, minus 800 you have only have half your salary to survive on. If you already have the budget, going on 0% installment scheme will not affect you financially either even if you are big income earner, just that you are able to manage your budget by getting other accessories on the budgeted cash, my two cents.
Avoid in house installment scheme, normally they charge you 12% interest per annum on the principal and they stretch it out for 4 years making the repayment looks attractive but you are actually paying 48% in total interest over the 4 years period and that is almost half more than what you paid for base on the principal.
