That is interesting
This is the reply I got from aviva
A set of articles refers in general to:
- A collection of articles designed for use together, e.g. camera, camera lenses, tripod, wire to upload photos into the computer; or
- A collection, each member of which is adapted for a special use in a particular operation, e.g. camera, camera battery, SD card in the camera; or
- A group of things of similar nature, design or function.
Unfortunately, we do not offer itemised coverage.
Thank you for your understanding and co-operation.
Should you require further assistance, please contact our Customer Service Executives at 6827 9966. Our operating hours are from 8.45am to 5.30pm, Monday to Friday, excluding public holidays. Alternatively, you may also drop us an email at
personal_insurance@aviva.com.sg.
Chartis also has this clause
We will not be liable for more than $500, in respect of any one article or pair or set of
articles. The limit of liability for a Laptop Computer is $1,000 and only for one Laptop
Computer for every policy. A pair or set of items is treated as one item (e.g. a pair of
shoes, a camera and its standard accompanying lens and accessories
maybe an extra lens would be counted differently