when a close up filter is used on a longer MM lens the working distance gets shorter, i used to have a msn202 which i think is a +25 ?(could be wrong) close up filter and the area of focus is very small. not easy and image degrade shows more.
i tried the rynox msn202 on my , 70-200f2.8 & 100f2.8 and the above was the result. :x
It will give you more magnification past the 1:1 capability of the 90mm macro.
A longer focal length macro lens will not give you reproduction past its stated magnification either. The IQ of a picture taken with a good quality close up filter should be pretty good as well.
Really depends on your priorities. Some would prefer no light loss, but slight degradation and go for the CU filter. Others would prefer the tubes, albeit losing some light, but at least there's no degradation.