bus fare!
electricity!
newspaper!
telephone!
hospitalisation?
conservancy?
water?
gas?
GST?
postage rate?
TV license?
You can cut down on a lot of these...
electricity! - turn off whatever u dun use and buy energy efficient devices.
newspaper! - this is not a necessity... I have been living for years without them. Besides, there is free Today and My Paper and online papers from all over the world!
telephone! - Cut off your singtel line la... my home doesn't use one. Use handphone and only for necessary calls. If wanna chit chat with friends, meet them to chat.
hospitalisation? - Keep a healthy lifestyle and be careful so as to minimise this.
conservancy? - OK, this one no choice must pay.
water? - reduce and recycle as much as you can.
gas? - can also reduce... dun boil water for ages before adding in the food to cook. Using a pressure cooker can reduce cooking times by 80%!
GST? - This one also no choice...
postage rate? - Use email as much as is possible.
TV license? - Ok, this one no choice also unless you can live without TV.
Time to tighten belts and lock the cards away.
Price increase, expenditure power decreases, spend less.
Pay value lowers, motivation to work drops, productivity goes down
(how come they could state in papers pay across the board increase by 50%??? Can we trust those numbers?? Is it fast food part time pay increase? Last time per hour pay 2 dollar plus, now 5 dollars? :bsmilie:)
Vicious cycle, repeat. We can't spend more to help economy when we spend more,
we end up with nothing and no more savings in bank. :thumbsd:
Sighhhhhhhhhhhh...............