as the thread title says, do you guys save up for rainy days or do you just buy buy buy after you get your salary?
as the thread title says, do you guys save up for rainy days or do you just buy buy buy after you get your salary?
Save Save Save...got future house loan to pay.
There are three people who are saving for me:
1.The Government.
2. My mother-in-law.
3. My wife.
Despite we need to pay house loans, education, eat, cpf, tons of bills, children expenses, take care parents, own expenses, hospital bills, insurance, entertainment......... etc etc etc......
WE still must save........
I try to save...
But sometimes no matter what I do, end of month still end up spending all.
On way to force save is to put aside x amount straight away when u receive your salary into a separate account
and then use that account to BBB after you have stored up enough money for a d3s? :bsmilie:
No need for full amount ... once u into 3rd or 4th month, then u can go out and buy a d3s on 36 month installment and when the monthly installment is due, use the amounts in this account to pay.. the joy of cash flow accounting
:bsmilie::bsmilie:
rainy day savings FAIL
Must save.
Overly-Consumption society like US is facing problem.
People urged to spend money they have not yet earned.
Many con men eyeing your savings.....watch out....
timeshare
land banking
high notes
minibonds
(some) unit trusts
MLM
come invest in their business.....
ask you to buy overseas property in the land of crooks
religions want donations to finance race horses, BMWs, (maybe) "pink" personal assistants
No need for full amount ... once u into 3rd or 4th month, then u can go out and buy a d3s on 36 month installment and when the monthly installment is due, use the amounts in this account to pay.. the joy of cash flow accounting
den like this = not save at all?:dunno: