Originally posted by e_liau
For me, I'll pay everything in credit card, if it can be used. But I make sure that I have the cash in the bank to pay off the items. In fact, what I always do is to pay the credit card bill immediately after I use it. The motive of me doing this is because I want to chop up credit points in exchanges for freedies.. But it sure takes alot of discipline to pay the credit card bills on time.