I intent to get a S95 and was checking out the prices. I got $599 from Ms Colour and Cathay Photos. But there is this Shop at Lucky Plaza which offer me at $550. I had hear much negative comment on shops at lucky plaza.
Simple. No local waranty. But still can be repaired by CSC, but at a cost. That's why is cheaper. You should go back to MS or CP or 3:16 or or , for a peace of mind. Or else you can not sleep and resale value sucks !