Agree with DD123... If you don't understand the purpose of both ND and GND filters, then don't go into it yet.. or else get both also no use - instant white elephants.
Repeating what's been said... Neutral Filters (NDs) - just to delay the expose (so that you can get smooth water effect - blur slow moving objects (like the Singapore Flyer), the stronger the ND the longer the camera is forced to expose.
Graduated Neutral Filters (GNDs) - while looks like a sibbling of ND, really have a different purpose altogether and that is to underexpose the stronger portion of the horizon (higher intensity skies, etc) - so that the rest of the scene (not as strong) can be exposed properly...
NDs are easier to use than GNDs - as the latter have hard and soft types (depending on situations).
This can be considered spoon-feeding... if you still can't understand what I've just said or what others provided - please google for both so that you can read in greater detail with examples (some do provide image examples).
One more step to help you further, if you want a good read - go buy the issue of Landscape Photography published by Digital SLR magazine (UK based)... Should be able to find this issue at most of the known bookstores or smaller news-stands (ones that also sell tidbits/exchange money/phone card).. TK also carry this mag.
thanks, looks like it was really a miscomm (sorry DD123 )
from here, it looks like i need a ND filter more cause i'm looking more towards taking shots with slower shutter speed. other than that, i still got my CPL, althou not as flexible as the GND but still helps. can also take HDR pics also if really need to