the second looks more "rain" than the first, I can see the pattern of water lines created by rain. The color is simple and it highlights the water. While in the third, the color dots (from far behind lights if i'm not wrong) add spice for the BW photo. I agree that the attention is kind of stolen away from the water, but they makes the photo more vivid, more life.
I like ur signature too in the photo too, very neat