Hmm... So far I know POSB Everyday card cuts down my monthly bill.actually the best credit card is those that can be use to pay your taxes. Free Tax rebate through points.
Hmm... So far I know POSB Everyday card cuts down my monthly bill.
Privilege? I think almost the same as classic and gold...but i paid $500 as one time membership payment for the platinum and enjoy lifetime membership...no annual fee
Any good credit card is those that does not have an annual fee, and only if you pay off the card in full every month!
Privilege? I think almost the same as classic and gold...but i paid $500 as one time membership payment for the platinum and enjoy lifetime membership...no annual fee
i've never ever paid my annual fees for all my cards ever since the day i got them.
yes, you have to pay off the card in full everymonth.
you let it roll over, forget about the waiver.
anyway, it's never worth paying the bank the cc interest.it's as good as official loan sharks.
Jerry, forget the concierge service.it's crappy.whenever u call them book restaurants or ask for info, it's as good as going to the net and searching yourself.
eg, if you ask for where's good for chinese food, you will expect those highly reviewed restaurants from them right?
wrong.they usually will ask you where(north, south,east,west) you want to dine, and they will pump you with the nearest chinese restaurant search.
:thumbsd:
best thing about cc is whatever you pay, try and use your cc.then when the points come in, you'll be surprised what you can exchange for.if you accumulate your points just before the due date, you can easily exchange for about 1k shopping vouchers.(that is,if you spend quite an amount on your card to accumlate these points)
1K of shopping vouchers??? :bigeyes: think I haven't spent enough then. My monthly statement less than $200 :bsmilie:
She is a big spender lah, who knows, maybe the top 5% is refering to her... :bigeyes:
amex though 'prestigous', but i really dislike it because it's not readily accepted everywhere like visa or masters.:thumbsd:
so you are not really a frequent traveller as you claimed then.
:thumbsd:
Amex is accepted widely outside Singapore and many outlet in hotels offered special discount for Amex holder.
ocbc cancel my card when i ask for waiver of annual fee...
maybe it becos i charge only once in 2 years and the charge is less than $100.
so not true that every time they waive the annual fee.