Platinium Card privilege?


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jerry2308

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Aug 30, 2005
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Kembangan
#1
Just received my platinium card from citibank.
Just like to know what sort of privilege do you guys use?
As in the concierge service,what service do they provide?
 

jsbn

Senior Member
Jul 24, 2002
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Planet Eropagnis
#2
Ur first Credit Card right? :bsmilie:

The only previlege that we use are:
1) The previlege of buying things on credit (we DEFER payment until later)
2) The previlege of earning points

That's juz abt it. :bsmilie:
 

simon80

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Oct 8, 2004
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#3
is there any?
or do u mean u need to pay $120 - $180 a yr for subscription ?? ;)

btw i am using dividend card
they will give send u a cheque every 3 months ... which can redeem some cash back

as least it makes me feel better when i used alot
:bsmilie:
 

wind30

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Mar 14, 2004
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#4
actually the best credit card is those that can be use to pay your taxes. Free Tax rebate through points.
 

Deadpoet

Senior Member
Oct 18, 2004
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#5
Any good credit card is those that does not have an annual fee, and only if you pay off the card in full every month!
 

kelccm

Senior Member
Mar 2, 2004
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A village in a forest
#6
Actually, I feel there is no longer any additional privilege in holding a platinum card. Banks are now upgrading the cards to platinum for just about everybody. All my old classic cards have been upgraded either to gold or platinum, and if you are applying the 1st time, they'll offer you platinum card even if you don't meet the minimum income.
 

roDz

Senior Member
Feb 6, 2006
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On A Little Red Dot
#9
Privilege? I think almost the same as classic and gold...but i paid $500 as one time membership payment for the platinum and enjoy lifetime membership...no annual fee
 

Terence

Senior Member
Nov 16, 2003
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I'm a Llama!
#10
Privilege? I think almost the same as classic and gold...but i paid $500 as one time membership payment for the platinum and enjoy lifetime membership...no annual fee
Isn't that locking yourself in to one card and only one card?

I just call up every year whenever the renewal fee appears on my statement and ask the nice girl on the other side of the line to waive the renewal fee... it works 100% of the time in my experience with the 3 cards I have.
 

jeanie

Senior Member
May 19, 2005
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#11
Any good credit card is those that does not have an annual fee, and only if you pay off the card in full every month!
i've never ever paid my annual fees for all my cards ever since the day i got them.
yes, you have to pay off the card in full everymonth.
you let it roll over, forget about the waiver.

anyway, it's never worth paying the bank the cc interest.it's as good as official loan sharks.

Jerry, forget the concierge service.it's crappy.whenever u call them book restaurants or ask for info, it's as good as going to the net and searching yourself.

eg, if you ask for where's good for chinese food, you will expect those highly reviewed restaurants from them right?
wrong.they usually will ask you where(north, south,east,west) you want to dine, and they will pump you with the nearest chinese restaurant search.
:thumbsd:

best thing about cc is whatever you pay, try and use your cc.then when the points come in, you'll be surprised what you can exchange for.if you accumulate your points just before the due date, you can easily exchange for about 1k shopping vouchers.(that is,if you spend quite an amount on your card to accumlate these points)
 

wind30

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Mar 14, 2004
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#12
Privilege? I think almost the same as classic and gold...but i paid $500 as one time membership payment for the platinum and enjoy lifetime membership...no annual fee
$500???? I got my card for like 4 years and never paid a single cent in membership.
 

Jun 30, 2005
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Hogwarts
#13
i've never ever paid my annual fees for all my cards ever since the day i got them.
yes, you have to pay off the card in full everymonth.
you let it roll over, forget about the waiver.

anyway, it's never worth paying the bank the cc interest.it's as good as official loan sharks.

Jerry, forget the concierge service.it's crappy.whenever u call them book restaurants or ask for info, it's as good as going to the net and searching yourself.

eg, if you ask for where's good for chinese food, you will expect those highly reviewed restaurants from them right?
wrong.they usually will ask you where(north, south,east,west) you want to dine, and they will pump you with the nearest chinese restaurant search.
:thumbsd:

best thing about cc is whatever you pay, try and use your cc.then when the points come in, you'll be surprised what you can exchange for.if you accumulate your points just before the due date, you can easily exchange for about 1k shopping vouchers.(that is,if you spend quite an amount on your card to accumlate these points)
1K of shopping vouchers??? :bigeyes: think I haven't spent enough then. My monthly statement less than $200 :bsmilie:
 

zcf

Senior Member
Apr 10, 2005
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270 degree of Singapore
#15
I forgotten to exchange my point last year, even through it wasn't much :cry:

Yup, I ask them to waive my annual subscription fee every year :) .

While I was in UK, it's suppose to be without annual subscription fee, and you don't need to earn enough in order to qualify for a credit card. :think:
 

jeanie

Senior Member
May 19, 2005
4,466
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#16
She is a big spender lah, who knows, maybe the top 5% is refering to her... :bigeyes:
no lah.not big spender.just that i seldom use cash at all.unless really necessary.
that accounts for the 'big expenditure' in my cc bills.

amex though 'prestigous', but i really dislike it because it's not readily accepted everywhere like visa or masters.:thumbsd:
 

Apr 20, 2003
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Visit site
#17
amex though 'prestigous', but i really dislike it because it's not readily accepted everywhere like visa or masters.:thumbsd:
so you are not really a frequent traveller as you claimed then.
:thumbsd:

Amex is accepted widely outside Singapore and many outlet in hotels offered special discount for Amex holder.
 

auron

New Member
Apr 15, 2003
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#19
ocbc cancel my card when i ask for waiver of annual fee...
maybe it becos i charge only once in 2 years and the charge is less than $100.

so not true that every time they waive the annual fee.
 

redstorm

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Oct 29, 2002
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Hougang
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#20
ocbc cancel my card when i ask for waiver of annual fee...
maybe it becos i charge only once in 2 years and the charge is less than $100.

so not true that every time they waive the annual fee.

Maybank have this e-card (Visa and Mastercard) where they will send only softcopy of the monthly bill to 2 email accounts provided by you. There is no annual fee but you need to use your card at least once every quarter regardless of amount spent otherwise they will charge u S$5 (per qtr??).
 

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