For my reno loan I chose DBS. Actually no preference, just that at that time DBS was the only bank that I had internet banking with and it made paid paying off the loan easier. For reno loans most banks offer around the same interest rates, so it'll be a tough choice.
My car loan also DBS. Waiting for the 3 year mark so I can pay up the loan in full without incurring a penalty.
For my housing loan I didn't have to borrow from bank......... cos I got the loan from HDB..... :bsmilie: Best!! fixed interest rate throughout the 30 years!! HAHAHA!!
But if you're thinking of getting a personal line of credit to buy stuff like cameras etc, please don't. It doesn;t make sense.