What is your objective when taking photographs? If you are just talking about candid shots and totally tasteless composition, then any P & S will do, and it will cost you at least a 1000 dollars cheaper (excluding the amount u will save on lenses), which u can spend on more storage, a computer to edit your shots and also a dry-cabi and then some.
For better advice, u might want to be more specific as to what you want to understand about the camera's capabilities and whether it will suit your needs.
Well when you buy into a SLR/DSLR you don't buy a camera you buy a system. Therefore it all depends on what you wanted. Luckily you can take your time and slowly think and developed it into what you wanted. In any case you will still have to spent but with some decipline you can do it slowly and surely. It is quite different with Pro-consumer camera as a DSLR/SLR will not be obsolete so fast and normally will still give you many years of service even if it becomes obsolete. It is the lens that you will have to be selective as many good ones are sometimes more expensive than the body itself and that is where your money will go to.