Insurance cover camera?


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oneheart

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Oct 27, 2006
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#1
Hi, i'm going vietnam next month, hope to get insurance that covers belongings n camera even if it is lost.. anyone knows there such thing? i check w an AIA agent, he said only covers up to 500 dollars for each item lost..
 

Aug 11, 2004
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#2
wrong place to post, better say sorry b4 u kanna shoot... hehe... ;p
 

CaNoN EoS

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Oct 19, 2006
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#3
Ya, i thought your travel insurance will cover all items lost, but of cos subject to their terms and conditions...You may have to pay a higher premium if you want higher coverage lor...check with your travel agent too or your credit card company...
 

Apr 20, 2006
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#5
Hi, i'm going vietnam next month, hope to get insurance that covers belongings n camera even if it is lost.. anyone knows there such thing? i check w an AIA agent, he said only covers up to 500 dollars for each item lost..
Travel insurance usually has a per-item cap. This ranges anothing for $300 to $1000, depending on the policy.

You must also be careful to check the wording. The per-item cap is on a set of items. If you have a camera, a lens, a flash, batteries, etc... these may be construed as one set. At least, the insurance company will try to argue that way... and it is difficult to refute their argument.

So, if your gear is very costly, you should get specialised insurance because the general travel insurance will be majorly inadequate.
 

Apr 20, 2006
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#6
Anyway... don't bring so much gear lah... Walking around streets of Vietnam with so many motorcycles around is not much fun if you are overly encumbered.
 

oneheart

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Oct 27, 2006
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#7
normal travel insurance cover only up to a certain amount round $300.
Got those special package for your expensive slr set but only valid for items up to 6months old. Show your receipts to show proof.
Thanks everyone for ur suggestions! by the way hashbrown, where can i get those special package?
 

Ally

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Jul 14, 2004
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end of there
#12
Hi, i'm going vietnam next month, hope to get insurance that covers belongings n camera even if it is lost.. anyone knows there such thing? i check w an AIA agent, he said only covers up to 500 dollars for each item lost..
Ask around which insurance scheme covers more..
But saying that, usually coverage for cam+gear not more than $1000..
I think claims for golf gear is higher tho'.. (OT i know)

Was in Hanoi, Halong Bay, HaiPhong in August..
Traffic is crazy, but got lots of chances for street shots..
Took the local bus (4hr @ S$4+) from Halong to Hanoi, very dusty but great experience..

:)
 

oneheart

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Oct 27, 2006
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#13
Ooo.. so exciting!! Thanks so much for all of ur advices! Yeah, looking forward to the trip!!!
 

simon80

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Oct 8, 2004
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#14
can i know which is the prefer company to go to?
 

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