Are you serious? He said he is a newbie. If he get those bodies then what about the lens? You don't expect him to use cheap lens.
My advise is get an entry level DSLR if you must and 'play' with it first. The kit lens should be enough for a start. But beware! Like others has mentioned, once you start, it is a never ending process of buying.
heh you guys crack me up. heres a guy, who cant afford to buy with cash for a dslr, so wants to pay by installments, and people are recommending a 1D? hello?
to the guy asking the question - can check with CP and MS color, they offer installments i believe with certain credit card companies. but my own advice is you think a bit more about getting into DSLR photography and maybe save up a little more, because it is not a cheap hobby.
Your header "without budget" is very funny. Apart from the suspect English, it invites a lot of hilarious(and unnecessary) replies. You might want to rephrase.
I just bought a dSLR a few months ago, don't know much but here's my buying philosophy. There are many good dSLRs and good lenses out there, but you need to research which is the right one for you. Price is important, but hardly the only thing.
Try to find out what type of pictures you like to shoot(landscape, people, animals, sports) etc otherwise you might find the focal length too long or short, aperture not wide enough etc. If you are a newbie like me, you might have to factor in a flash/dry cabinet/tripod, bag etc etc. The base unit for my 350D was about $1500, but the add ons are not cheap either. And I don't even want to talk about my lenses.