how to spend $10in a credit card w/o purchases?


dRebelXT

New Member
May 14, 2005
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#1
Let's say you accidentally deposited 10k into your credit card and you never spent more than $500 a month on CC, how do you spend it without wiping the card, and nor drawing cash and pay 5% service charges?

Can pay mobilephone/internet/SCV/PUB bills?

How to undo the mistake with minimal bank charges?
 

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mohgui

Senior Member
Jan 31, 2005
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La La Land
#2
no swiping of card? easy... look at eBay, Amazon, etc.

can also sign up to pay for your insurance premium and charity donations.
 

zac08

Senior Member
Feb 21, 2005
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East
#3
Let's say your parents accidentally deposited 10k into your credit card and you never spent more than $500 a month on CC, how do you spend it without wiping the card, and nor drawing cash and pay 5% service charges?

Can pay mobilephone/internet/SCV/PUB bills?
Dun use card physically?

Then use online... gamble, etc.. very fast sure all gone.
 

dRebelXT

New Member
May 14, 2005
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#4
no swiping of card? easy... look at eBay, Amazon, etc.

can also sign up to pay for your insurance premium and charity donations.
em.. i shall try insurance stuff..

Dun use card physically?

Then use online... gamble, etc.. very fast sure all gone.
can use the card. by wiping less than $500/mth, u know gamble/use online is ruled out.

My goal is to undo the mistake with minimum overhead charges.
 

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nkhoo

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Nov 13, 2004
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#5
How do you "accidentally" overpay your credit card bill by 10K anyway?
 

dRebelXT

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May 14, 2005
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#6
How do you "accidentally" overpay your credit card bill by 10K anyway?
my mistake.. i tot when the CC has + balance, I can withdraw in SG with no charges.
later I found out it was 5%. I am not rich and this 5% means a lot.
 

nkhoo

New Member
Nov 13, 2004
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#7
my mistake.. i tot when the CC has + balance, I can withdraw in SG with no charges.
later I found out it was 5%. I am not rich and this 5% means a lot.
The bank must be very happy with you... 10k probable revenue to the bank, with a 5% confirm "non refundable deposit" should you decide to withdraw the 10k.
 

dRebelXT

New Member
May 14, 2005
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#8
The bank must be very happy with you... 10k probable revenue to the bank, with a 5% confirm "non refundable deposit" should you decide to withdraw the 10k.
yeah.. a fool and his $ will soon be parted.. :cry:
 

#10
Let's say you accidentally deposited 10k into your credit card and you never spent more than $500 a month on CC, how do you spend it without wiping the card, and nor drawing cash and pay 5% service charges?

Can pay mobilephone/internet/SCV/PUB bills?

How to undo the mistake with minimal bank charges?
You can put bills on yoru credit card if the company allows it... at least I know Starhub and Pacnet does. I believe there are other that do too.

Next is to pay everything by credit card where possible... petrol, shopping, airfare, hotel, etc.

You can also see if anyone is willing to give you cash for you paying on their behalf, e.g if I'm buying an air ticket, that you pay for me with yoru credit card and I pay you in cash.
 

nkhoo

New Member
Nov 13, 2004
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#11
On 2nd thoughts, you should just pay that $500 and take out your 9.5k. Its just 500... you can eat grass for a month and you'll get back your $500. Take it as tuition fee. If not, would you rather let the bank use your 10K as you slowly take about 20 months to finish using it?
 

dRebelXT

New Member
May 14, 2005
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#16
You can put bills on yoru credit card if the company allows it... at least I know Starhub and Pacnet does. I believe there are other that do too.

Next is to pay everything by credit card where possible... petrol, shopping, airfare, hotel, etc.

You can also see if anyone is willing to give you cash for you paying on their behalf, e.g if I'm buying an air ticket, that you pay for me with yoru credit card and I pay you in cash.
thank you for the idea..

On 2nd thoughts, you should just pay that $500 and take out your 9.5k. Its just 500... you can eat grass for a month and you'll get back your $500. Take it as tuition fee. If not, would you rather let the bank use your 10K as you slowly take about 20 months to finish using it?
:bigeyes: too expensive!
 

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