Don't let them double-swap your card


Berkins

Senior Member
Aug 29, 2010
2,105
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#2
How do we enforce it? If merchant already did it, can we report to police?
 

Berkins

Senior Member
Aug 29, 2010
2,105
1
0
#3
ST states it breaches data protection law
 

#4
How do we enforce it? If merchant already did it, can we report to police?
Cannot settle it yourself on the spot? Must contact the police for everything?

Meanwhile can also ring up your bank, your credit card company, CASE, FIDReC, MAS, SPH while livestreaming your personal confrontation on social media and networking websites with seconds by seconds commentary.
 

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Berkins

Senior Member
Aug 29, 2010
2,105
1
0
#6
Cannot settle it yourself on the spot? Must contact the police for everything?

Meanwhile can also ring up your bank, your credit card company, CASE, FIDReC, MAS, SPH while livestreaming your personal confrontation on social media and networking websites with seconds by seconds commentary.
Relax...think about it... Once swiped, the data probably goes to a central repository which I'm not sure if even the store manager can permanently purge the data? Imho it's too late to undo once swipe has been done and data captured.

And why does this not deserve to be reported since a breach of data privacy law has occured?
 

Berkins

Senior Member
Aug 29, 2010
2,105
1
0
#7
The only preventative measure is to warn the cashier not to double swipe. Whether he/she understands or listens, it's another story.
 

Octarine

Moderator
Staff member
Jan 3, 2008
12,492
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Pasir Ris
#8
And why does this not deserve to be reported since a breach of data privacy law has occured?
Feel free to do so. You will be surprised how many things the police will not attend to but refer you to some other authority.
The only preventative measure is to warn the cashier not to double swipe. Whether he/she understands or listens, it's another story.
With the widespread implementation of chipped credit cards and the respective readers I wonder why any cashier will swipe the card?
 

UncleFai

Senior Member
Mar 10, 2010
4,447
34
48
Singapore
#10
With the widespread implementation of chipped credit cards and the respective readers I wonder why any cashier will swipe the card?
They swipe the card on their own sales terminal before putting it into the credit card terminal. This captures you name, card details, the time and items you bought so that they can "better serve you in the future".
 

Octarine

Moderator
Staff member
Jan 3, 2008
12,492
26
48
Pasir Ris
#11
They swipe the card on their own sales terminal before putting it into the credit card terminal. This captures you name, card details, the time and items you bought so that they can "better serve you in the future".
Since all my magnetic stripes are disabled it would be pointless to swipe the card for payment purposes - which I would notice. So far no encounter. I guess I simply don't use cards that much. On those occasions where I do, they shove it into the chip card reader immediately.
Since most terminals run on chip readers I think we can destroy the magnetic stripe.
 

kandinsky

Moderator
Staff member
Apr 26, 2008
3,014
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#12
Since all my magnetic stripes are disabled it would be pointless to swipe the card for payment purposes - which I would notice.
Yeah. Wasn't this reported last year?

The Association of Banks (ABS) has said that all 10 card-issuing banks in Singapore will deactivate the magnetic strips on credit and debit cards by 1 October.

All new cards will have their magnetic strips inactive by default.

https://sg.news.yahoo.com/credit-ca...ated-for-overseas-use-by-1-oct-003052771.html
What's the point – just trying their luck on tourists and the minority that have may recently activated their card for overseas use?

Although the wording on some of the banks' sites does make me wonder if the stripes are deactivated only for overseas use, but remain valid locally (if that is even possible). :dunno:

From 1 October 2013, the magnetic stripe on all credit and debit cards will be deactivated for overseas transactions.

http://www.ocbc.com.sg/personal-banking/Cards/card-services.html
In line with the industry’s measures to enhance cards’ security, the magnetic stripe on all DBS/POSB Credit, Debit and ATM Cards will be disabled for overseas use.

http://www.dbs.com.sg/personal/mobile/sms/magstripe/faq.pdf
In line with the industry's measures to enhance credit cards security, the magnetic stripe on your ANZ Credit Card(s) will be deactivated for overseas use with effect from 7 September 2013.

http://www.anz.com/singapore/en/personal/ways-bank/banking-security/credit-card-security/
 

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