good idea hor... just needs his address only... :bsmilie: think pledge a can of abalone also can... (think he will be richest afterall)
anyway, back to the initial discussion...
from my POV, sometimes organisation just needs 1 bad head to screw the rest... thread all the way down & find deep sh*t...
just think about it... perhaps its some kind hearted officer that approves his deferment, then the superior just says no, cos the superior might be one that is a high flyer, every step of the way he just score with flying colors, young & rich, and after reading about his loan deferment excuses, just got pissed, and think... hey this guy could have just studied harder and pass the exams, get his diploma, and i won't be chasing after the money... so deferment cancelled... or maybe even a higher superior just tell the officer, y did u allow this deferment? i don't approve, we are running an bank not a charity organisation... even NKF only gives 10c for every $1, so y should we even let him defer for a month? imagine how much interest we would lose, and that interest is your pay, either you go or he pay... :angry:
so just end of the day... sometimes if think about it... if he did complete the contract, he wouldn't need to think about it now... and we won't be commenting now... and i wonder how come they leave $1 for him... the minimum sum? or its so damn accurate of them...
and the moral of the story... get grants and loans only when you know you have the capacity to honor it... otherwise, dun go to the bank...