you use a card reader or you plug the camera to the cable supplied to the usb?
card reader will be shown like an addition disk drive in my computer, i think likewise for the usb... you dun really need the image transfer software to download the pics. its more like a sorting software to make folder with date & also a viewer.
if u wan, i think any version of cameras come with the image transfer software. i can burn for u my F828 copy.