Camera Insurance??


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Startrail

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Nov 18, 2005
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Hi there, I have no idea what this is under in all the forums, and since I am using a Nikon camera, thought I'll ask the Nikon people for help :)

I'll be travelling overseas for an extended period of time and am thinking of insuring my camera, is there anyone who can help me with this?? Because all my searches on the internet have come to naught. :)

It'll be nice to hear some opinions as to whether I'll need insurance and if I do where do I get it from :) Thanks all in advance :)
 

espn

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Dec 20, 2002
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If you find out I also want to know.
 

zcf

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Apr 10, 2005
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Travel insurance? But the limit not very high and not specific to camera.
 

wildstallion

Senior Member
zcf said:
Travel insurance? But the limit not very high and not specific to camera.
most travel insurence only covers around 1 grand-5 grand, however if your doing it proffesionaly there is no coverage at all. I think you can take out camera specific insurence, must be a company that does it somewhere.

hope this helps
 

Andy Ang

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Jan 10, 2006
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Yes you can.

The general item insurance (From Income), needs your equipment to be within 6mth old on day of starting. Premium is around 3% of value for I think 3 yrs period.

80% compensation for thefts / accidents.
50% compensation for misplacing.

There will be a 2% depreciation per month.

International coverage.
 

LucidaM

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Apr 30, 2005
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Heard from a Commercial Studio that insured their equipment but with very high premium.
 

jamestan

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Aug 16, 2004
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Home insurance does cover equipment taken out of the home. You need to declare the equipment you want to insure. However, claims only for theft cases and only with police report.

May want to try HSBC. I'm using them
 

chaltan

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Nov 11, 2003
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Insured my D70 using AIA Homeshield plan.

Yearly premiums = 2% of receipt price of insured equipment if I remember correctly
 

Terence

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Nov 16, 2003
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I'm a Llama!
Do a search, I have posted extensively on this subject over the last 2 years regarding a very flexible package I use. Sorry, too lazy to pull out the thread for you guys.
 

Startrail

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Nov 18, 2005
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Hmm thanks guys, I'll take a look into it :) Appreicated it :)
 

Ian

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Feb 20, 2002
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It depends on the use of your gear, most travel insurance companies offer add on insurance coverage for camera equipment provided you provide a list with serial numbers of the gear you intend to take.

For professional useage you'll need world wide professional insurance and that typically costs between 3-5% of the purchase price of the gear per annum with a cap of a maximum equipment age of 10 years on most policies. Otherwise you'll need to broker a special policy and that can cost serious $$
 

Startrail

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Nov 18, 2005
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Okies thanks guys :) I've been looking around, I'm no professional, just that thought I should get insurance considering I'll be away for quite awhile and anything can happen while on a long holiday :) also looking for a suitable insurance for my laptop which I'm planning to bring, and so if possible, both to be insured by the same company to cut down on the paper work :) Thanks alot for the suggestions, would look into it ;)
 

Sep 24, 2005
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Global Citizen
Startrail said:
Okies thanks guys :) I've been looking around, I'm no professional, just that thought I should get insurance considering I'll be away for quite awhile and anything can happen while on a long holiday :) also looking for a suitable insurance for my laptop which I'm planning to bring, and so if possible, both to be insured by the same company to cut down on the paper work :) Thanks alot for the suggestions, would look into it ;)
Startail....

Go contact AXA as their Home Insurance (the better one) provides an extension to cover these items worldwide. Anything above $2000 may require receipt.

They insured my equipment for $10,000 as I have receipts for everything.

Go download the form and study the application. There are different options and creatively i only paid like $190 for a year's coverage.

Go download the form and if you don't understand how the rating system works drop me a PM and I will assist.
 

Startrail

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Nov 18, 2005
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Thank u, point taken ;)
 

JimDavis

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Mar 15, 2004
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george.tan.singapore.fotopic.net
I think the above suggestions were just merely trying to leverage on existing insurance coverage.

So far, I can only see true camera insurance happening in UK, which includes:

# Theft
# Loss
# Damage
# Room Only
# All Risks
# New for Old
# Replacement Equipment Hire
# Personal Accident
# Public Liability
# Cover in an Unattended Vehicle

I found 1 URL that has a little descriptions: http://www.sheffnet.net/camera.html

Not sure if there is such insurance coverage in Singapore?
 

alechim

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Aug 8, 2004
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I had insured for lost luggage..thats if the camera inside the luggage :bsmilie:
 

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