It is not wise to stretch your budget just to get a camera body and a kit lens. In fact it is better to save more on the body+kit and leave room for other lenses, flash and accessories. What you need to understand that buying a DSLR camera is unlike a PnS or prosumer purchase. You will need/want quite a bit of other stuff before you know it.
If I have to do it all over again, knowing things I know now, stuff I would get if getting my first DSLR would be:
DSLR body + kit lens
Clear/Protective/UV filter (please get good multi-coated one. I use Kenko pro1 D)
Reviews of good brands here.
Circular Polarizer (C-PL)
Dry cabinate or Dry box
Simple camera bag
Extra Li-on battery for camera
Lens cleaning kit (I use Lenspen)
Of course, a good fast speed memory card (or 2)
Next down the line I will get slowly one by one (in the order of):
Tripod (cheap one or expensive one up to you. Having one is better than none)
50mm 1.8 prime lens (very cheap, for lowlight, and for background blurring)
Flash gun (get a diffuser for it too)
Tele zoom lens (a cheap 70-300 or 55-200 comes to mind)
After all these, you will have a very good set of equipment that can cover 99% of every situation nicely.
But after you reach this point and got better in your hobby, I can assure you that you will want better equipment and will get the BBB virus!