Problem here is...the value that is mentioned £11 million? That is only a speculated worth of returns on them being used as in licensed out by publishers, ad agencies....etc. That means, they could be worth alot less or nothing in the worst case scenario down the road. She is hoping to borrow against that fact of her reputation and what would be perceived as worth paying for in royalty and licencing fees or if someone love the photo she took enough to want to buy the rights to them. It's art, you can not put a value to it. So whether she can get £11 million worth or more is still not known. I hope she makes it out not too badly. Given the tough economic situation trying to get your money's worth is hard. We have to also know that NOT ALL people with financial problem is due to the present crisis. It just made it worst at this time. Wrong Place, Wrong Time. She can still get hired to do projects by magazine and commissioned by big organisations and celebrities to do their shoot to earn her daily "bread" but am sure there will be some fee reduction in these tough times. The question now is...how much she can make now...can it cover the bleeding?