It's really depend on what his earning like.
If he earn a lot but also spend a lot, then it's too little.
If he earn average but also spend average, then it's acceptable.
If he earn a few but also spend not much, then it's a lot.
But generally it's average and acceptable. Some may have spent their early saving for future improvement, cars, chasing girls etc. Or even loss in investment.
But the important thing is future, what's the potential like, 35yr old is still got many years of working life.
Ok, based on my very basic economics FAIL calculation :
Retire at 60 (anyway, despite what garmen say, employers will give you the boot at around 60).
So 25yrs more to go to being jobless (or at least having a non dish/table cleaning job)
Projected EOL (end of life), say its 85
So from 60 to 85, need to tahan 25yrs.
Don't even take into account inflation and what not.
Daily makan : $6
Odds and ends : $4
365days x 10 x25 = $91250
Never add coffin money. anyway, return to earth already, can't care less