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    WTBuy: Memory Card - Other SD to CF Card Adapter

    Advertisement Category: Want To Buy (WTB) Equipment Type: Memory Card Equipment Brand: Other Equipment Model: SD to CF Card Adapter Budget (S$): <$20 Description: Want to buy an SD to CF card adapter for my old Canon camera. Real Name: dkw Warranty Status: NA
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    How HDB flats are priced affordably !

    And so you are the judge, jury and executioner then? I don't see how you or waileong have expressed anything other than opinion or have substantively rebutted any of my major points. If I so choose not to rebutt a non-rebuttal, is that then a cop out? This is how is always goes with you, deviate...
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    How HDB flats are priced affordably !

    hmmm..... Okay, say I have a camera, which if purchased new, were worth $1000 at a store. So the market value of that camera would be $1000. Lets say the manufacturer price to the store were $500, giving the storekeeper a $500 profit on each camera he sold. Now say the storeowner's nephew...
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    How HDB flats are priced affordably !

    Well, we can disagree, can't we. Of course mr vince will say that I have copped out :). Fiscal discipline has got nothing to do with auditing, and has everything to do with whether you are saving for a rainy day. Cut the tax rates? Yay! Government tax revenues are a matter of public...
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    How HDB flats are priced affordably !

    Your car analogy is completely wrong. If you look at the buying patterns of HDB flats vs Private, you would see that the choices made are based on VALUE and not PRICE alone. If in the same zone, a HDB flat provides more VALUE than private property, who has 'subsidised' that VALUE? Take a guess...
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    How HDB flats are priced affordably !

    Make money for whom? Is the g-ment reserve not PUBLIC money? Does it not have real benefits and impact on the economy and livelihoods that nice yearly surplus enables us to ride out the bumps that take place every so often? Does it not allow our g-ment to eliminate income tax for >70% of our...
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    How HDB flats are priced affordably !

    How can anyone not be impacted by an institution that pervades SG society? Until very recently I lived in subsidised g-ment housing, 70% of my close relatives still do. Btw, I made a LOSS on my flat when I sold it, so much for the subsidy, huh? :bsmilie:
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    How HDB flats are priced affordably !

    One more point that seems to have been lost. I AGREE there IS an issue with AFFORDABILITY! Young couples are struglling for sure. I just have an issue with all the half-baked harping on what constitutes a subsidy and whether the HBD is being transparent. C'mon people, are you really...
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    How HDB flats are priced affordably !

    Ciao!
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    How HDB flats are priced affordably !

    Vince, I suggest you don't make it personal. Neither you nor waileong have rebutted to any substantial degree any of my main points.
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    How HDB flats are priced affordably !

    Hilarious really :D Anyhow, I'm not aiming to convert the heathen, history and psychology have shown it is mostly an exercise in futility. However, if you are the neutral observer, hope you have at least an alternate view to the knee-jerk anti g-ment sentiment that pervades. Cheers
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    How HDB flats are priced affordably !

    Please take that discussion in its entirety and not pick on a single statement out of context.
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    How HDB flats are priced affordably !

    As usual for such threads, the positions of the chief protagonists are all over the shop, and morph as the thread lengthens. Some say its an issue with how HDB calculates it subsidy, some say that its an issue with PR and marketing, some say its about affordability. Since its pretty trying to...
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    How HDB flats are priced affordably !

    So its the style and not the substance you are in disagreement with then? You don't disagree that a real subsidy then?
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    How HDB flats are priced affordably !

    Calling a spade a spade, I think the unhappiness has nothing to do with how much HDB subsidises a flat, but rather how affordable a flat is these days. For arguments sake, if a flat were to be going for $1000, and HBD were 'making' $500 from it, how much noise would there be? Very little, I...
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    How HDB flats are priced affordably !

    ....because it is fairly irrelevant to setting its price.
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    How HDB flats are priced affordably !

    What transparency is lacking? What smoking? Does a private developer tell you what costs they incur when they sell you the apartment? HDB have stated very clearly that the sale price of the flat will be above the cost of construction. How much more transparent can they be? Why does it matter...
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    How HDB flats are priced affordably !

    No need to go into details, I agree that SG house pricing is definitely getting to be very pricey. I do feel badly for the young couples struggling to get started. (Having said that, property prices, even after the current run-up, have yet to hit the peaks seen 10 years ago when I first entered...
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    How HDB flats are priced affordably !

    Disagree. Assuming the above, HDB flat prices would then be insulated from real movements in the property market, which is patently untrue. You can have wildly varying open market prices for similar types of flats which bear no relation whatsoever on the initial sale price (or 'market subsidy')...
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    How HDB flats are priced affordably !

    They don't have to tell you, its no big secret and easily derived! Simply, the cost of construction is far less than the sale price. But that is not the issue......