I'm sure many of us have some spare cash and don't know what to do with it. Just thought of starting a thread to get some ideas. Say I have 1.5k extra per month and maybe a year end bonus, I'm still young with little commitments. My friends are all buying shares but I'm too lazy / stupid to do research on which shares to buy. FD is not giving me enough returns so what are my other options?
Where do you guys invest your money?
- Thread starter victorlee10
- Start date
But if I put in the bank it is practically no interest wor..... Is now still a good time to buy gold?
can't be THAT lazy to do some simple research right?
If you wanna earn money, you gotta be prepared to put in some effort
Forex or shares is probably your best bet. Good hunting!
can't be THAT lazy to do some simple research right?
If you wanna earn money, you gotta be prepared to put in some effort
Forex or shares is probably your best bet. Good hunting!
Actually what I find particularly intimidating is the sheer number of companies that are available. I recently visited the Lim & Tan booth at suntec and the nice chap there was explaining what services are available and which reports I can assess online. I left more confused than ever.
Buy blue chips like SIA or the banks which gives out dividend regularly..
then just earn the dividend.. in need of cash just sell it.. if can hold long term, usually can get capital gain on top of dividend gains..
then just earn the dividend.. in need of cash just sell it.. if can hold long term, usually can get capital gain on top of dividend gains..
yeah good advice there...!
Just pick some big names you are familiar with, then make a shortlist and learn about their price history.
There are hundreds upon hundreds of different companies, but you'll notice that not many are actively traded.
yeah good advice there...!
Just pick some big names you are familiar with, then make a shortlist and learn about their price history.
There are hundreds upon hundreds of different companies, but you'll notice that not many are actively traded.
Thanks will start with Singapore blue chips then.
Agree...park at Blue chip which could gen 3~5% annually on top of capital appreciation....if you scared or too lazy to do research....just whack the local big 3 bank.....interest rate is going up soon so good years ahead for all the banks :lovegrin:
Don't.
Invest is quite a dirty word.
Ask the people who bought mini-bonds.
"Invest" is the trap + trick for all types of con men to cheat you out of large amounts of money and get away with the crime. Much better than using a knife to rob you.
Many blur and innocent people have lost vast amounts of money after being egged on to "invest" in all kinds of scams. One favourite scam is to con them to open a restaurant.
The victim is bled white. Super high rentals, salaries of staff, perishable food stock, renovations, pilfering by the cooks of expensive food items like abalones, directors' fees, consultant fees, siphoning of day's takings by staff, etc....
Victim put in $$$$$, after some time conman will say the business "lost money".
Robbing someone with a knife is a crime and one can get jail and caning for that.
Business losing money is not a crime. Scammers get away with it.
Invest is quite a dirty word.
Ask the people who bought mini-bonds.
"Invest" is the trap + trick for all types of con men to cheat you out of large amounts of money and get away with the crime. Much better than using a knife to rob you.
Many blur and innocent people have lost vast amounts of money after being egged on to "invest" in all kinds of scams. One favourite scam is to con them to open a restaurant.
The victim is bled white. Super high rentals, salaries of staff, perishable food stock, renovations, pilfering by the cooks of expensive food items like abalones, directors' fees, consultant fees, siphoning of day's takings by staff, etc....
Victim put in $$$$$, after some time conman will say the business "lost money".
Robbing someone with a knife is a crime and one can get jail and caning for that.
Business losing money is not a crime. Scammers get away with it.
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you can donate to the savethenight86mare fund.
obviously i'm not sure that the returns are good, but you might get that warm fuzzy feeling in your heart.
Not now, USD will still go down once hyperinflation hit the US. The Fed is planning to do more easing, this will drive the USD down in the coming months........
Best is to buy PHYSICAL Gold, cause the problems starts when people with paper gold want to exchange it into real gold, BUT real gold is in very high demand, and those companies supplying paper gold can't find real gold for the exchange, leading to a drop in paper gold value............while the real gold value remain as high
GOLD price will still go up in steps, can go to USD 1400 end of this year (after Nov elections in the US), and early next year maybe to USD 1500
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Wow, how we wish.
We should be so lucky.
How come I am taking bus and so many others are buzzing around in BMW 7s and Audi R8s.
Investing is where you put money in with the aim of a constant rate of return
Trading is where you buy/sell one price sell/buy another price for capital appreciation aka profit
best advise above ..... a golden rule "When everyone buying...I sell.... When nobody wants to touch it, I want it"
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