As long as your ATM card has the logo " plus" , "cirrus" , "MAESTRO" ( just flip your ATM card behind and u can see it, its not even your debit card, just our NORMAL daily use ATM card, even the new POSB ATM card have these logo. ) ....u can withdraw from most of the ATM with these logo as well(ANY ATM in the country, e.g. our POSB can withdraw from HSBC ATM in Euro). even singapore ATM has it...just that we never pay attention to it. The Euro countries that I have been are Germany, Holland, Czech, France, and all these 4countries ATM have these Logo.
the Services charge is min SGD5, and up to 1% of your withdraw amount. the exchange rate so far from what I have experience is pretty good, not that far from the exhange rates from the singapore money changer. and Put it this way, we are just changing 1-2000 max, its just a few dollars differences.
e.g. if you are withdrawing SGD200 equiv, you pay SGD5
if you are withdrawing SGD700 equiv, you pay SGD7.
Just a point to note , in europe, normally have to pay a "commission" to the money changer , some as high as euro10, lowest I ever see is euro5. thats why I seldom use their money changer, I rather withdraw from my ATM card, unless I am really desperate.
this services can even be use in most of the asia countries, at least I have draw money in Nepal, Laos, Thailand, Malaysia, Japan, India,