It's NOT true that there's nothing fantastic about 7D. It's quite an impressive imaging tool.
HOWEVER, if finances are tight, I suggest the 450D. I know 'cos I own both 450D and 7D.
How to buy 7D??
- Thread starter xFamous
- Start date
- Status
It's NOT true that there's nothing fantastic about 7D. It's quite an impressive imaging tool.
HOWEVER, if finances are tight, I suggest the 450D. I know 'cos I own both 450D and 7D.
Pay interest and in the end the cam will cost like 1-2k more.
Guess you are new to photography? With a good gear but no
creativity in photo taking is = 0
Last edited:
I dun think tats the reason why they have cc/ installment :angel:
installments let you have the impression u ve more cash and credit on hand to spend more.
imagine 2.5k lost ... compared to 73 dollar lost...
thus you might have more leverage to spend $$.
if u forgot to pay for one installment... the interest is 2%. tat works out to be less than 2bucks.
if u cant pay for more than 3 mths... they probably get your cam back. that is another matter though.
shops offer interest free installment is another way to make pple spend money.
rather than lose a sale...its another way to entice u to spend.
I really would like to see how you come to this calculation. If you surf around in the internet, you can easily find horror stories about installment and hire purchase nightmares. Do you know these companies will send debt collectors to your place if you miss 1-2 months of payment AND you are being charge additional $50 for their trouble of visiting your home. $2 interest? No way...
Most hire purchases/installment payments are tied to the credit card companies. The 2% you have mentioned is a monthly rate so multiply that by 12 months you will get a 24% annual interest rate. So, $2 additional charge? Don't be so naive... The handling charge will be 20 times more than that already...
+1 for me with CS Tan. i only use CC to earn points from other purchase. Camera stuffs seldom cause cash better deal. this idea of leverage when used on photo gears i think is BS. this not like condo. cannot earn money like property.......very crude or rude to TS but reality is no money don't follow ppl buy what they buy...some of the hobbist here really got cash to burn.. losing a couple of hundreds is nothing to them..and there are some really save up to buy what they want..unless u making money from this else useless...
the interest is tax based on initial amt loan and is not reducing capital...if only 2bucks..ppl won't go bankrupt because of CC loan...after all most ppl credit limit not above 10k...this thinking is dangerous TS...you will end up with my loan. when i first start work i though installment quite gd...but after i got irritated by it. like every month a lot of bill...to save the hassle just pay upfront full..got money to buy means got money to buy....My L lens are paid off with my hard earned salary...and is never a ''assistance prog'' with UOB or Citibank or DBS
the interest is tax based on initial amt loan and is not reducing capital...if only 2bucks..ppl won't go bankrupt because of CC loan...after all most ppl credit limit not above 10k...this thinking is dangerous TS...you will end up with my loan. when i first start work i though installment quite gd...but after i got irritated by it. like every month a lot of bill...to save the hassle just pay upfront full..got money to buy means got money to buy....My L lens are paid off with my hard earned salary...and is never a ''assistance prog'' with UOB or Citibank or DBS
there must be a strong reason why ppl ask u to save up then buy.. me too dnt support the idea of loan to buy a DSLR... unless big tickets item like hse or car no choice but to loan... if u only hv 500, try to get used set inj this price range and play with it till u can afford a brand new one... i m still using a 2003 canon 10D... not tat i cant afford a 7D, but my 10D is still working fine... only constraint is the bad noise at ISO1600... different ppl different need... but i still support save then buy, rather than buy then pay.. all up to you... cheers...
you got watch money not enough bo? use credit card cannot pay all kena chiong kong. pls inform us of the auction date. :bsmilie:
Leverage is only beneficial if you loan money to use that money to make even more money. Meaning, the cost of the loan is lower than the potential return on investment. So, in layman's terms:
1. If you are going to use the camera to make money as a professional and you have good guaranteed business, go ahead and do installment. Make sure you do not miss a single payment.
2. If you are a hobbyist, and you have a good stable income, you better think thrice.. (twice also not enough).
3. If you are new to DSLR and you have a tight budget, why are you even considering this route??? If you need to save 3 years to afford a 7D, means you only have $75-100 of disposable income to spare a month. You should re-consider your intended target model of purchase (go for a cheap 2nd hand camera with kit lens that cost around $500), or better still, consider another hobby. Going for D3000 or 1000D is also not a good move, since you still need to owe money to get the cameras. And with filters, dry cab, bag, SD cards, and all other accessories, it is easy to rake up 200-300 more in accessories.
1. If you are going to use the camera to make money as a professional and you have good guaranteed business, go ahead and do installment. Make sure you do not miss a single payment.
2. If you are a hobbyist, and you have a good stable income, you better think thrice.. (twice also not enough).
3. If you are new to DSLR and you have a tight budget, why are you even considering this route??? If you need to save 3 years to afford a 7D, means you only have $75-100 of disposable income to spare a month. You should re-consider your intended target model of purchase (go for a cheap 2nd hand camera with kit lens that cost around $500), or better still, consider another hobby. Going for D3000 or 1000D is also not a good move, since you still need to owe money to get the cameras. And with filters, dry cab, bag, SD cards, and all other accessories, it is easy to rake up 200-300 more in accessories.
Last edited:
agree with daredevil.
spend within your limit....but i also realise as you earn more you spend more...it is proportionate sadly....
spend within your limit....but i also realise as you earn more you spend more...it is proportionate sadly....
one is a wider angle lens ba since its a full frame.i'll get the wider len anytime
one is a wider angle lens ba since its a full frame.i'll get the wider len anytime
huh? If you are referring to the 7D being a full frame, nope, its not. Its a 1.6x cropped camera body. We don't have FF or cropped lenses. It's the bodies. one LENS, many LENSES la. :sweat:
canon has cropped lenses. the EFS lenses are meant only for cropped sensor bodies. in fact, lenses marked as digital are usually meant for crop sensors. like nikon dx and pentax da lenses.
Hmm, you mean the EFS lenses are called cropped lenses? and the EF lenses, Full Frame lenses?
Hmm, okie. Guess i see more people referring to "EF and EFS lenses being used on cropped cam bodies, while EF lenses for FF cam bodies" bah.
Hmm, you mean the EFS lenses are called cropped lenses? and the EF lenses, Full Frame lenses?
Hmm, okie. Guess i see more people referring to "EF and EFS lenses being used on cropped cam bodies, while EF lenses for FF cam bodies" bah.
not called cropped lenses but they only fit crop cameras. EF lenses are meant for the full frame cameras because they were developed for the 35mm film cameras in the first place.
people use both EF and EFS because they are fickle minded. :bsmilie:
back to the topic...
I agree that if the TS is a newbie, there is not point going thru all the trouble getting the 7D
It does have a lot of features but as a newbie, most of the advanced features are not needed yet. Besides, many newbies give up after a while.
It is like getting into a lot of debt to buy a Ferrari just for leaning to drive...
Even if you have the money to buy the 7D in full, I will advise you to think thrice and get the cheapest model possible then upgrade as you reach the limits of your gear.
I agree that if the TS is a newbie, there is not point going thru all the trouble getting the 7D
It does have a lot of features but as a newbie, most of the advanced features are not needed yet. Besides, many newbies give up after a while.
It is like getting into a lot of debt to buy a Ferrari just for leaning to drive...
Even if you have the money to buy the 7D in full, I will advise you to think thrice and get the cheapest model possible then upgrade as you reach the limits of your gear.
Seriously I beg to differ. If one can afford the budget, he should go for this 7D. Semi pro... somehow. function could be learnt even if it takes ages. But going for a relatively GREAT camera do play a big part
Thats my opinion .Some might not agree though. Cheers
installment without using CC will be calculated differently not like how you calculate here. Usually you will end up paying twice the price stated.
Don't spend money that is not yours already! Very bad habit. Cannot afford don't get simple logic. Do not use tomorrow's money today.:nono:
You won't die not having a camera. You will die if you are in lots of dept.
hello bro... i'm assuming u r a student?
my advice is not to rush into the purchase, do the maths properly first n reconsider ur options. do consider extra costs involved in lenses? dry box/cabinet? bag? etc
maybe also try to find some part-time work to save up more money instead of paying by installment. have u tried to ask for a loan from ur parents? interest free!
- Status
Similar threads
