Results 1 to 10 of 10

Thread: Nikon vendors with SCB installment options...

  1. #1

    Default Nikon vendors with SCB installment options...

    Hi guys,

    I'm not sure if this is the right section, but would like to know if anyone knows a store where I can buy stuff via SCB on 0% installment.
    I posted sometime ago about getting either an 18-200 or a 28-300... I'll be using an SCB Credit Card (don't have the mollah's ) and hoping for a 0% installment for 12/24 months.

    I know Best Denki has this offer but they only have Sigma's; Harver Norman's also have this offer at (an arm and a leg ).

    Would just like to know if anyone knows other stores that have this kind of payment options.

    We'll be travelling to the Philippines for our town fiesta , that's why I'm wanting this lens, and if possible a flash too...

    Thanks

  2. #2

    Default Re: Nikon vendors with SCB installment options...

    Alot of shops have citibank or UOB 0% installment. Why not apply or change ur credit card to citi/UOB?

  3. #3

    Default Re: Nikon vendors with SCB installment options...

    the 0% for SCB is actually easypay:
    http://www.standardchartered.com.sg/...ds/easypay/en/

    there's still a "5% processing fee", the actual EIR is between 10% to 18%, not worth it.

  4. #4
    Member GReddyZC76's Avatar
    Join Date
    Aug 2008
    Location
    singapore, northeast
    Posts
    551

    Default Re: Nikon vendors with SCB installment options...

    CP recently has 0% interest free installment plan for OCBC credit card. but purchase must >=500sgd.

    just sharing
    [D800|AFS1635F4G-N|AFS28F1.8G-N|AF85F1.8D|AFDC105F2D|SB700|SB900]

  5. #5

    Default Re: Nikon vendors with SCB installment options...

    Quote Originally Posted by MatCh View Post
    the 0% for SCB is actually easypay:
    http://www.standardchartered.com.sg/...ds/easypay/en/

    there's still a "5% processing fee", the actual EIR is between 10% to 18%, not worth it.
    I already have a transaction on easy pay, so the credit limit's kinda tight coz it counted the whole amount of that transaction (even when on easy pay); while on 0% installment, the billing is per installment.

    Quote Originally Posted by futsal123 View Post
    Alot of shops have citibank or UOB 0% installment. Why not apply or change ur credit card to citi/UOB?
    tried applying to them, got shut out

  6. #6

    Default Re: Nikon vendors with SCB installment options...

    Quote Originally Posted by GReddyZC76 View Post
    CP recently has 0% interest free installment plan for OCBC credit card. but purchase must >=500sgd.

    just sharing
    thanks, checked w/ CP already... local cards only ... but thanks niways...

  7. #7
    Member SabaDen's Avatar
    Join Date
    Oct 2006
    Location
    EastEnders
    Posts
    624

    Default Re: Nikon vendors with SCB installment options...

    Quote Originally Posted by praetorean View Post
    I already have a transaction on easy pay, so the credit limit's kinda tight coz it counted the whole amount of that transaction (even when on easy pay); while on 0% installment, the billing is per installment.


    Bro, 0% interest free installment plan works the same ... they'll earmark the credit limit for the whole sum when the merchant swipe your card on the machine at the point of sales and only reinstate the credit limit when you paid up monthly. The reason they have to do this (earmark upfront) is so that they are in line with MAS regulations which stipulates that you are allowed credit upto 2Xs your monthly gross (at the point of application) unless you earn above $120k per annum then it's upto the bank's discretion.

    Not to dampen yr mood, if you state that easy pay (pay 1st then request them to put on installment + admin fee) taken up, I don't think you qualify for the 0% interest free installment plan up front.

    Can contact SCB Call Centre to confirm
    D700|D300|24-70 f2.8|28-300 VRII|20-35 f/2.8|85 f/1.4|18-200VR|Toki 100 f/2.8 Macro|

  8. #8

    Default Re: Nikon vendors with SCB installment options...

    Quote Originally Posted by SabaDen View Post
    The reason they have to do this (earmark upfront) is so that they are in line with MAS regulations which stipulates that you are allowed credit upto 2Xs your monthly gross (at the point of application)
    thanks bro... it's ok... there's the option to rent the lens anyways, until I have enough moolah's to get my own hehehe... but thanks man, that makes this CC thingy crystal

  9. #9
    Moderator daredevil123's Avatar
    Join Date
    Oct 2005
    Location
    lil red dot
    Posts
    19,975
    Blog Entries
    1

    Default Re: Nikon vendors with SCB installment options...

    Sometimes owning something is nothing to be happy about, especially it becomes an additional burden or liability to your finances.

  10. #10

    Default Re: Nikon vendors with SCB installment options...

    Quote Originally Posted by daredevil123 View Post
    Sometimes owning something is nothing to be happy about, especially it becomes an additional burden or liability to your finances.
    yeah... that's why it's on the goals list, coz they become part of the "expectations management" hehehe but niways, thanks y'all
    Last edited by praetorean; 17th August 2011 at 08:34 AM.

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •