Just got langa in the back by a motorbike, and have since gotten my car assesed at IDAC, with damage done costing about $2000 to repair.
Now, problem is, this is a new car, and i would like to get my car repaired at the agent, but they dont handle third party claims, so i'm left with 2 choices:
1) Repair at agent:
Pro: Genuine parts and workmanship, retain warranty for car
Cons: Have to claim my own insurance first, losing my NCD and paying an excess, but cost of repair will be borne by the third pary insurer
or pay in cash myself first and claim the amount incured from the third part insurer myself (quite troublesome right??)
2) Repair at autorhised workshop:
Pros: Everything done for me, dont need to pay a cent, courtesy car for use when car is being repaired.
Cons: Loss warrenty for the part repaired...(but bumper and boot only..notimportant right)??
haha, from the way i phrase my arguments, quite obvious what i want right? but just want to hear some opinions and some alternative views. thanks all!