yeah, I get what you mean. A degree/diploma does provide some buffer or exit strategy if things don't work out. I used Bill Gates and Steve Jobs as examples because they are famous and everybody knows them. But there are also people around me who do really well without a degree and some are even better than degree holders. The similarities I found in them are the great passion, determination and never give up spirits. No risk no gain, but if you know what you want to do and have proper planning, the road twill be easier.