Ok ok, a "real" piece of advice then. Since you are new to DSLR like you said, why not go on outings with your P&S first and get to try out all the models the other shooters are using for free? Join nikon outings to try nikon, canon outings to try canon, pentax outings to try pentax... Just pick any outing from the outings thread to try (we're all friendly people here). Confirm no loss (except maybe bus/taxi/food fare).
You might even make a few new friends who can then advice you (better yet, accompany you) on your dslr purchase to ensure that you don't get chopped.