# Thread: 30k savings, 35 y-o

1. ## Re: 30k savings, 35 y-o

Ask your gal friends not to look only at 帅哥型男 that take care of themselves better than gals la..
Should give nerdy 宅男 more chances.. homely type that don't go clubbing 无不良嗜好 but not atrractive to female species..
应该不是没有好男人,只是男人不坏女人不爱..
Just like guys who have pretty looking 辣妹 gal friends shouldn't complain about the high maintenance cost..

就看你选择要多点爱情还是多点面包..
琼瑶电影里面女主角都要爱情不要面包..
可是现实中林青霞没嫁秦汉选了邢李源..
Tell them to stop complaining since they made their choice..

Originally Posted by jeanie
most of my gal friends has more savings than their fiance.

2. ## Re: 30k savings, 35 y-o

Originally Posted by Deyeno
In the formula what does F relate too ? or is it meant to be S
you bothered to read the whole thing

3. ## Re: 30k savings, 35 y-o

Originally Posted by night86mare
you bothered to read the whole thing
I'm surprised that you don't bother.

4. ## Re: 30k savings, 35 y-o

If a 35y.o is living with his parents, holds a full time job and does not own a car... then it is not ok to have less than \$30k in savings.

Sorry guys,i am also being honest here.

Anyway,regardless of how much you have, don't forget to give some to the needy.

5. ## Re: 30k savings, 35 y-o

In the interests of fairness I present the Ang Moh from Hell's formula for determining a suitable wifey.... (or girlfriend)..:

Gfa = 3.062*(((Cnf + Gaf + Phv + (Mcf^2)) + (Wp + Lw / Ds - Mif + An)) / Gf^4

Where:
Gfa = Girlfriend appeal level (or wife appeal)
Cnf = Combined Nookie feeling (self evident, is she hot or what?)
Gaf = Gear Aquisition Tolerance index value
Phv = Pack Horse value (ability to carry heavy camera bag long distances)
Mcf = Ability to hold rational arguement without crying or thowing a tantrum
Wp = Whining pouting value
Lw = Ah Lian value
Ds = Arbitary value for her ability to put up with cheap eateries and cheep cheep b/f.
Mif = Mother in Law value
An = number of aunties in her family
Gf = scaled value for how much she listens to her girlfriends for serious advice.

6. ## Re: 30k savings, 35 y-o

Originally Posted by KangS
Its really dependent the whole scheme of things.

What if that guy has \$35k of savings?

BUT he also has :
i) 1 fully paid up HDB flat.
ii) \$100k in blue chip shares investments
iii) \$50k in insurance, investment trusts, bonds etc.
iv) \$25k invested in a business
v) \$20k worth of camera equipment ??

So .. is he still considered a 'poor church mouse' then ??
Yes!

7. ## Re: 30k savings, 35 y-o

Originally Posted by Ian
Ds = Arbitary value for her ability to put up with cheap eateries and cheep cheep b/f.
you put this as a positive term in the denominator of the numerator...........

therefore as Ds goes up, numerator of Gfa goes down and Gfa goes down

shouldn't it be the other way?

8. ## Re: 30k savings, 35 y-o

Originally Posted by Ian
Yes!
Oh dear ... SG\$0.5m worth in net tangible assets still considered poor ah ?!

Think I must revise the notion of 'poor' liao ....

9. ## Re: 30k savings, 35 y-o

I'm 35 yo and last time i checked, i had 17Millions in the bank................pity it was in Vietnamese Dongs though

10. ## Re: 30k savings, 35 y-o

Originally Posted by phethaky
I'm 35 yo and last time i checked, i had 17Millions in the bank................pity it was in Vietnamese Dongs though
Can get 2 Vietnamese brides liao.

11. ## Re: 30k savings, 35 y-o

Originally Posted by night86mare
you bothered to read the whole thing
I deal with a lot of engineering formula's in the course of my work, so reading them and understanding them is a must.

12. ## Re: 30k savings, 35 y-o

Originally Posted by Ian
In the interests of fairness I present the Ang Moh from Hell's formula for determining a suitable wifey.... (or girlfriend)..:

Gfa = 3.062*(((Cnf + Gaf + Phv + (Mcf^2)) + (Wp + Lw / Ds - Mif + An)) / Gf^4

Where:
Gfa = Girlfriend appeal level (or wife appeal)
Cnf = Combined Nookie feeling (self evident, is she hot or what?)
Gaf = Gear Aquisition Tolerance index value
Phv = Pack Horse value (ability to carry heavy camera bag long distances)
Mcf = Ability to hold rational arguement without crying or thowing a tantrum
Wp = Whining pouting value
Lw = Ah Lian value
Ds = Arbitary value for her ability to put up with cheap eateries and cheep cheep b/f.
Mif = Mother in Law value
An = number of aunties in her family
Gf = scaled value for how much she listens to her girlfriends for serious advice.

LOL. I must show this to my wife. Why didn't I come across this formula earlier ???

13. ## Re: 30k savings, 35 y-o

Originally Posted by night86mare
you put this as a positive term in the denominator of the numerator...........

therefore as Ds goes up, numerator of Gfa goes down and Gfa goes down

shouldn't it be the other way?
人算不如天算.

14. ## Re: 30k savings, 35 y-o

Originally Posted by Ian
In the interests of fairness I present the Ang Moh from Hell's formula for determining a suitable wifey.... (or girlfriend)..:

Gfa = 3.062*(((Cnf + Gaf + Phv + (Mcf^2)) + (Wp + Lw / Ds - Mif + An)) / Gf^4

Where:
Gfa = Girlfriend appeal level (or wife appeal)
Cnf = Combined Nookie feeling (self evident, is she hot or what?)
Gaf = Gear Aquisition Tolerance index value
Phv = Pack Horse value (ability to carry heavy camera bag long distances)
Mcf = Ability to hold rational arguement without crying or thowing a tantrum
Wp = Whining pouting value
Lw = Ah Lian value
Ds = Arbitary value for her ability to put up with cheap eateries and cheep cheep b/f.
Mif = Mother in Law value
An = number of aunties in her family
Gf = scaled value for how much she listens to her girlfriends for serious advice.
The fella who derived this formula rocks! Nominate him for the Noble Peace Prize...if not, give the man a beer!

15. ## Re: 30k savings, 35 y-o

Originally Posted by night86mare
you put this as a positive term in the denominator of the numerator...........

therefore as Ds goes up, numerator of Gfa goes down and Gfa goes down

shouldn't it be the other way?
Indeed you are correct brother... I shall go back and revise it to show the latest version - nah burgger it I can't be bothered haha.

16. ## Re: 30k savings, 35 y-o

Originally Posted by Ian
In the interests of fairness I present the Ang Moh from Hell's formula for determining a suitable wifey.... (or girlfriend)..:

Gfa = 3.062*(((Cnf + Gaf + Phv + (Mcf^2)) + (Wp + Lw / Ds - Mif + An)) / Gf^4

Where:
Lw = Ah Lian value
I think Lw needs to be negatively correlated with Gfa.

17. ## Re: 30k savings, 35 y-o

Originally Posted by Ian
In the interests of fairness I present the Ang Moh from Hell's formula for determining a suitable wifey.... (or girlfriend)..:

Gfa = 3.062*(((Cnf + Gaf + Phv + (Mcf^2)) + (Wp + Lw / Ds - Mif + An)) / Gf^4

Where:
Gfa = Girlfriend appeal level (or wife appeal)
Cnf = Combined Nookie feeling (self evident, is she hot or what?)
Gaf = Gear Aquisition Tolerance index value
Phv = Pack Horse value (ability to carry heavy camera bag long distances)
Mcf = Ability to hold rational arguement without crying or thowing a tantrum
Wp = Whining pouting value
Lw = Ah Lian value
Ds = Arbitary value for her ability to put up with cheap eateries and cheep cheep b/f.
Mif = Mother in Law value
An = number of aunties in her family
Gf = scaled value for how much she listens to her girlfriends for serious advice.
'An = number of aunties in her family' I dont get this.

18. ## Re: 30k savings, 35 y-o

Originally Posted by Jix
'An = number of aunties in her family' I dont get this.
Always account for variable change

19. ## Re: 30k savings, 35 y-o

Originally Posted by Jix
'An = number of aunties in her family' I dont get this.
The more Aunties the more likely you are to never be any use as far as her family is concerned and the more henpecked you'll be at family gatherings etc.

20. ## Re: 30k savings, 35 y-o

Originally Posted by Ian
The more Aunties the more likely you are to never be any use as far as her family is concerned and the more henpecked you'll be at family gatherings etc.
just a joke.....

plus the more aunties you have, the more likely you'll get to meet the terror auntie, i.e. the one that is childless, and is more protective than your gf's parents over her because she has taken her to be her own.

as a result, every single thing that you do badly will be transmitted to this auntie and you will hear a lot from her.

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