I had tried to bring my DSLR to place I go, like church, shopping mall and even when I eat-out. However, find it too much of a burden and need to pay attention to it (so that it won't get stolen. And I don't find myself taking it out to shoot, often than not, I won't end up only carrying the big bag around with me.
So nowadays, I would only bring DSLR out will I planned to go for shooting. Looking at the new Canon S95 now since I may find it convenient to bring around even if I am not shooting that much.