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Thread: Which dividend credit card has the best cash-back for normal shopping?

  1. #1

    Default Which dividend credit card has the best cash-back for normal shopping?

    as above

    Currently my citibank dividend only gives 0.5% for normal shopping.. Is there any better ones?

  2. #2

    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    Well.. I feel that Manhattan card from Standard Chartered Bank rocks.

    Cash rebate ranges from 0.5% , 1% , 2% ,5% depending on the amount spent capped @ 6k every quarter.

    For more info, you can go to:
    http://www.wowmanhattan.com.sg/

  3. #3
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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    No credit card give me rebate for spending on toys
    all want me to spend on spa, slimming treatment (OK lah I am FAT but me better looking when FAT than when slim), clothes, cosmetic (which I dont wear), petrol (uh, I take mrt), holiday (I dont like the destination), etc...
    Also toy shop dont really take credit card payment leh, all happier give be better price with CASH.

  4. #4

    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    Quote Originally Posted by joewhite View Post
    Well.. I feel that Manhattan card from Standard Chartered Bank rocks.

    Cash rebate ranges from 0.5% , 1% , 2% ,5% depending on the amount spent capped @ 6k every quarter.

    For more info, you can go to:
    http://www.wowmanhattan.com.sg/
    Wow this is not bad! Damn.. would have gotten 1% cash rebate from this card on my spendings yesterday..

    Thanks anyways!

  5. #5
    Deregistered PurchaserChua's Avatar
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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    Quote Originally Posted by behyx View Post
    Wow this is not bad! Damn.. would have gotten 1% cash rebate from this card on my spendings yesterday..

    Thanks anyways!
    will this Dividend credit card waive the annual member fees when after 1st year?

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    Moderator ortega's Avatar
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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    it actually depends what does normal spending mean

    where do you normally spend your money?

  7. #7
    Senior Member sinned79's Avatar
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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    Quote Originally Posted by behyx View Post
    as above

    Currently my citibank dividend only gives 0.5% for normal shopping.. Is there any better ones?
    dividend sucks... and it seems quite impossible to hit $50 to get rebate... i am dumping my dividend for their premier miles card instead... rather earn miles now since there is no expiry date.

  8. #8

    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    Quote Originally Posted by ortega View Post
    it actually depends what does normal spending mean

    where do you normally spend your money?
    Basically I spend on a lot of food .. and for my business, I use it to pay suppliers who accept CC.. and I usually charge quite a substantial amt to my cards every month.. so thought of just using dividend to get the best out of my spending..

  9. #9

    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    can use citibank smrt debit card. its has 1% cash rebate on all signature purchase

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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    they don't allow applications now

    Quote Originally Posted by onlyabox View Post
    can use citibank smrt debit card. its has 1% cash rebate on all signature purchase

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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    Quote Originally Posted by sunnyday View Post
    they don't allow applications now
    I think they are having problem with ezlink, either negotiation or card availability etc.

  12. #12
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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    still waiting for them..haha
    but i hear they are already replacing the existing customers..so i don't know why they not accepting new customers

    Quote Originally Posted by aryanto View Post
    I think they are having problem with ezlink, either negotiation or card availability etc.

  13. #13
    Senior Member Canew's Avatar
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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    Quote Originally Posted by aryanto View Post
    I think they are having problem with ezlink, either negotiation or card availability etc.
    Quote Originally Posted by sunnyday View Post
    still waiting for them..haha
    but i hear they are already replacing the existing customers..so i don't know why they not accepting new customers
    sunnyday is right. Existing SMRT customers have all their cards replaced with the new CEPAS cards. Default top-up amount is $30.

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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    if the cards are already being replaces for existing customers..why aren't they accepting new applications?
    they keep on telling me suspended until further notice

    Quote Originally Posted by Canew View Post
    sunnyday is right. Existing SMRT customers have all their cards replaced with the new CEPAS cards. Default top-up amount is $30.

  15. #15
    Senior Member Canew's Avatar
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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    Quote Originally Posted by sunnyday View Post
    if the cards are already being replaces for existing customers..why aren't they accepting new applications?
    they keep on telling me suspended until further notice
    Yes, that is what I was told too. Wonder what happened...

  16. #16
    Senior Member sinned79's Avatar
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    Default Re: Which dividend credit card has the best cash-back for normal shopping?

    i got my miles card~

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