When I bought my D200 from MS, I told them that I just want the body (not with the kit lens) as I will be getting some other lenses. After my purchase, I found out that for the money I paid MS for the D200 body, I could get a D200 + kit lens at AP. I actually called up MS and checked, and they told me there was nothing wrong. The amount I paid was correct and only for the body.
I'm not implying that MS is not a good shop. I know they have plenty of supporters and good reviews, which is also the reason why I bought my camera from them. I guess those who had unpleasant encounters are the minorities.