12-18 years old
19-25 years old
26-35 years old
36-45 years old
46 years old and above
i cant remember when i last used my credit card ...
a credit card is a double edged sword
wield it wisely or you might end up getting cut badly
once you dig a hole using credit, it will only get deeper and deeper
i only have debit card.. no credit cards.
i think my dad doesnt want to give me one cus i will probably burst the limit
Is this a survey? Sure sounds like one....
I'm 16 and i have an POSB ATM card. No credit card though, i'm curious how people in the 1st category, can pay their bills, unless they're born into rich families..
Wait till got rich suger mummy give me. Now using POSB Mastercard and UOB Visa R card. Too many cards also headache. Lots of card fees to pay.
My simple rule for using credit cards - use them only for convenience and never, ever, for credit. i.e. pay in full every month, no rolling balances.
And I keep just two cards - one as a backup in case one fails for some reason (chip damaged, over-zealous security, etc).