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Thread: Property Discussion thread

  1. #1

    Default Property Discussion thread

    It seems like a good time this year to get into the market.

    A HDB or a small condo might be within my budget, but there are so many flat types...

    Anyone knows where I can find out about the various types of HDB flats?

    There is so much nomenclature...

    Eg what is a type 4A?
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  2. #2
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    Default Re: Property Discussion thread

    Take a look at HDB website, there should have explanination of how big an area is 4A. I think the flat size is more important. When I bought my 5rm at Woodlands, the area was 125 sqm. Nowadays, new flats at Sengkang even though HDB called them 5rm, the size is only about 109 sqm which is equivalent of a 4rm HDB flat I would have purchased in the late 90s.

    See whats the price is and the floor area, then calculate price per sqm or sqft.. then u know whether what u paying for is reasonable. There are many factors to consider and you got to see what is your priority. A house near MRT might not be of a big factor even you are driving, but would be good to have as this would be a plus point if you are going to resell it in near future...... then again you might not have the intention to sell... but then again - who knows. Flats nearing amenities would often command a higher resale price. Ask around and look at advert and you would see the logic..... cheers and happy hunting.
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  3. #3

    Default Re: Property Discussion thread

    Thanks bro
    I must be doing something wrong, I can't find the esign page / url ???
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  4. #4
    Senior Member melvin's Avatar
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    Default Re: Property Discussion thread

    Flat types


    Estimated Sizes of flat:

    3 'STD' - 54 sqm
    3 'I' - 60 sqm
    3 'Simp' - 65 sqm
    3 'NG' - 69 sqm
    3 'A' - 75 sqm

    4 'STD' - 73 sqm
    4 'I' - 84 sqm
    4 'Simp' - 85 sqm
    4 'NG' - 92 sqm
    4 'A' - 105 sqm

    5 'STD' - 112 sqm
    5 'I' - 123 sqm
    5 'A' -135 sqm

    EA - 143 sqm
    EM - 145 sqm

  5. #5

    Default Loans

    Hi friends
    What is the current best deal loan package for a completed home like a condo?
    Which bank, etc...
    Need to finance a purchase, thanks!
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  6. #6

    Default Re: Loans

    Quote Originally Posted by petetherock View Post
    Hi friends
    What is the current best deal loan package for a completed home like a condo?
    Which bank, etc...
    Need to finance a purchase, thanks!
    try maybank...

  7. #7

    Default Re: Property Discussion thread

    Would recommend this guy - his website is here http://www.skyeo.sg/
    He is an honest and reliable source of information.....
    Running for conservation and ACRES. Donate at http://www.acres.org.sg/donate.html

  8. #8

    Default Re: Loans

    Quote Originally Posted by petetherock View Post
    Hi friends
    What is the current best deal loan package for a completed home like a condo?
    Which bank, etc...
    Need to finance a purchase, thanks!
    Be very careful & read all the fine terms & conditions 1st. Remember to shop around all different banks as well. They're more or less the same for the 1st 3 years & some get very creative with the figures but still come back to the same circle. Check out the tie-down period, early settlement penalty etc. (In case you switch banks later) They may also have different valuations which will affect your loan. I'm sure there are more things to look out for, so do ask your housing loan specialist for any "extras" & "loopholes". Cheers.

  9. #9

    Default Re: Loans

    FYI
    I got a loan - 1.25%.
    June was a good time to buy. Now, things have moved on by at 20%...

    Our local property market is hot...
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  10. #10

    Default Re: Loans

    Quote Originally Posted by petetherock View Post
    Our local property market is hot...
    I like hot food, hot chicks, hot deals. Not hot property markets

  11. #11

    Default Re: Loans

    Quote Originally Posted by Gunbucker View Post
    I like hot food, hot chicks, hot deals. Not hot property markets
    OT abit, with such a unrealistic or rather sky high property/HDB housing prices, inflation will be up, everything will be expensive, this place is not for retirement....

  12. #12

    Default Re: Property Discussion thread

    Foreigners snap up homes

    though it mentioned only higher end unit, who knows is lower end unit snatched up too

  13. #13

    Default Re: Loans

    There are just too many rich Singaporeans around. Remember, willing sellers, willing buyers.

    I still remember a friend of mine who is an insurance agent whose monthly income is around $5,000. But he bought a bungalow along Jalan Kayu for around 1 million in 2005. I wonder how he can afford it? Now the bungalow is worth more than 1 million.

    Quite a no. of Singaporeans are assets rich.

    The government also didn't want to regulate too much despite bubble / speculation is forming. Reasons are obvious.

    Some of the Condo units were snapped up within a few days. The developers are smiling.

    In fact, this so called "recession" has made quite a no. of people richer.

  14. #14

    Default Re: Loans

    Quote Originally Posted by USM View Post
    There are just too many rich Singaporeans around. Remember, willing sellers, willing buyers.

    I still remember a friend of mine who is an insurance agent whose monthly income is around $5,000. But he bought a bungalow along Jalan Kayu for around 1 million in 2005. I wonder how he can afford it? Now the bungalow is worth more than 1 million.

    Quite a no. of Singaporeans are assets rich.

    The government also didn't want to regulate too much despite bubble / speculation is forming. Reasons are obvious.

    Some of the Condo units were snapped up within a few days. The developers are smiling.

    In fact, this so called "recession" has made quite a no. of people richer.
    At the end of the day, we all know who we are and what we can afford. If you have spare cash to muck around with, sure, take a dig at the "property rush", though personally I'd say its already a little late.

    I bought my condo cash down in 2004 when the market was at its most depressed and paid on par with what the present HDB "property rush" prices were. I'd let this mad rush pass by this once. Coz frankly, I can't see anyone walking away with a big smile other than the property developers and agents.

  15. #15

    Default Re: Loans

    Quote Originally Posted by Gunbucker View Post
    At the end of the day, we all know who we are and what we can afford. If you have spare cash to muck around with, sure, take a dig at the "property rush", though personally I'd say its already a little late.

    I bought my condo cash down in 2004 when the market was at its most depressed and paid on par with what the present HDB "property rush" prices were. I'd let this mad rush pass by this once. Coz frankly, I can't see anyone walking away with a big smile other than the property developers and agents.
    Ya, now it's a bit late and dangerous to buy into private properties.

    You are one of the lucky ones who bought a condo at depressed price. That's why when the crisis started last year, property prices dropped, and you will see a lot of buyers rushing in. The bottom line is that there are just too many rich Singaporeans. They are just waiting, sitting on the sideline to wait for prices to drop, so when the opportunties arise, they will buy.

    Yes, you are right. The developers and agents are similing.

  16. #16

    Default A Tiny Apartment Transforms into 24 Rooms

    Although I dread the day we have to resort to this, this person has made the best use of 344 sq feet:
    http://www.youtube.com/watch?v=Lg9qnWg9kak



    He even has a built in screen for home theatre!
    Last edited by petetherock; 1st June 2010 at 01:33 PM.
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  17. #17
    Senior Member melvin's Avatar
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    Default Re: A Tiny Apartment Transforms into 24 Rooms

    Quote Originally Posted by petetherock View Post
    Although I dread the day we have to resort to this, this person has made the best use of 344 sq feet:
    http://www.youtube.com/watch?v=Lg9qnWg9kak



    He even has a built in screen for home theatre!
    This guy is great! The house is like transformer and eco friendly!

    Many people would not like the idea of having the sunlight into their room but he really makes full use of it!

  18. #18

    Default Re: A Tiny Apartment Transforms into 24 Rooms

    Quote Originally Posted by melvin View Post
    This guy is great! The house is like transformer and eco friendly!

    Many people would not like the idea of having the sunlight into their room but he really makes full use of it!
    thanks for sharing but then again, he is an architect, he can afford to do this. if you going to let contractor to do this, it will cost a bomb. renovation also not cheap nowadays.
    Objection !!!

  19. #19

    Default Re: A Tiny Apartment Transforms into 24 Rooms

    Quote Originally Posted by petetherock View Post
    Although I dread the day we have to resort to this, this person has made the best use of 344 sq feet:
    http://www.youtube.com/watch?v=Lg9qnWg9kak



    He even has a built in screen for home theatre!
    i hope his toilet is hidden behind many of his transformer units.

    then one day, he got diarrhoea, and the panel before the toilet gets stuck.......

  20. #20
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    Default Re: Property Discussion thread

    Quote Originally Posted by melvin View Post
    Flat types


    Estimated Sizes of flat:

    3 'STD' - 54 sqm
    3 'I' - 60 sqm
    3 'Simp' - 65 sqm
    3 'NG' - 69 sqm
    3 'A' - 75 sqm

    4 'STD' - 73 sqm
    4 'I' - 84 sqm
    4 'Simp' - 85 sqm
    4 'NG' - 92 sqm
    4 'A' - 105 sqm

    5 'STD' - 112 sqm
    5 'I' - 123 sqm
    5 'A' -135 sqm

    EA - 143 sqm
    EM - 145 sqm
    Average newer EA are closer to the older 5I......size of new flats are smaller nowadays. And I think hdb has stop building Exec flats of late. Ya property prices are crazy....there used to be left-over flats in Jurong West as recent as 2 years back. Exec Apt left on the shelves were sold by HDB as resale flats for only 270K....meaning those who are not eligible to buy from direct from HDB could buy,recent transactions of these flats in Ave 3 (Blk 274A) were as high as 462K. The yet to be launched new condo beside the Caspian near Lakeside MRT is likely to be close to 1K psf...and all these are in the ulu place of old....way out in Jurong.
    Last edited by Danntbt; 6th June 2010 at 10:01 PM.

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