Page 4 of 8 FirstFirst ... 23456 ... LastLast
Results 61 to 80 of 151

Thread: Singapore a Great Nation....

  1. #61
    Senior Member
    Join Date
    Jun 2005
    Location
    SGee
    Posts
    1,572

    Default Re: Singapore a Great Nation....

    needing courtesy campaigns, & reminders to act graciously in the presence of others who need a seat isn't all too great to shout about.

    it'll be great to see our bottom 15% of population not needing any forms of financial assistance, living with-in their means of course.

    still got lots of room for improvements.

  2. #62
    Senior Member
    Join Date
    Jun 2005
    Location
    SGee
    Posts
    1,572

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by waileong View Post
    What does mean?
    means when i am literally dead loh...

  3. #63
    Senior Member Sion's Avatar
    Join Date
    Jan 2004
    Location
    新天地
    Posts
    4,768

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by night86mare View Post

    instead of nitpicking at points from individual members (and very select ones at that).. what about your views, since you have stayed in singapore, and you've gone elsewhere?
    Be thankful that you are picked on.

    You are special.

    People notice you.

  4. #64
    Moderator diver-hloc's Avatar
    Join Date
    Apr 2007
    Location
    Somewhere North
    Posts
    5,201

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by sORe-EyEz View Post
    still got lots of room for improvements.

    I believe that not only S'pore..... but every single national in this World has room for improvements.

    I won't said S'pore is a 'GREAT' national..... neither would I said S'pore is 'No Good'. A free press and/or freedom of speech might be important to some.... but not to ALL. I for one, prefer personal safety and a stable national above all else. If I could get a free press and/or freedom of speech out of it.... why not. If I don't, I wouldn't miss any sleep too. Hahaha..... no use if I have all the time in the world to protest this & that, but can't find a job to feed myself or my family.....

    To each his/her own......

    Just my 2-Cents worth.

    Scuba & Father... For Life

  5. #65

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by night86mare View Post
    i love my country

    it is a great nation

    there, now you've heard it from me
    Polish
    And
    Praise.....

    You got great future.

  6. #66

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by mattlock View Post
    That's because I speak through my photographs.
    http://superhyperreal.com in case you weren't sure


    Plus I only offer substantial points of view on things which I have actual life experience with rather than reading through wikipedia and online.
    That's why I start posts like my recent one regarding the Chicken McSpicy
    then you are constrained, in your own way; if you constrain yourself that way.

    sometimes i speak on subjects just to offer a variation in view; and yes, of course i know your site, i show it to people who want to know which singaporean professional photographers are more interesting to view..

  7. #67

    Default Re: Singapore a Great Nation....

    oh, and mattlock, i mean this in all earnestness, would be great if you could share more of what you think to be interesting in the P&P section

    the superhyperreal creatives presents whatever.. i enjoyed it even though i couldn't appreciate them all. alright, enough OT

  8. #68

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by sORe-EyEz View Post
    it'll be great to see our bottom 15% of population not needing any forms of financial assistance, living with-in their means of course.
    is this possible?

  9. #69

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by tjhan View Post
    People who complain about transport costs and taxes are insane. Don't they realise these are among the lowest for development countries? Check out 40-50 percent taxes in Europe baby!
    Would you agree that part of the 40-50 percent taxes goes to pay for benefits, such as pension, unemployment benefits, reducing income gap etc? If yes, my next question is, what is CPF (supposed to be) used for?

    I would say used in lieu of benefits. Do you agree?

    There are so many restrictions on what we can use CPF for that it may as well not be our money. A 34.5%* tax by any other name smells as bad. And the problem here is, with the exception of the poorest of the poor who fit into the stringent requirements set, it's not even the ones who need more help getting more benefits.

    No doubt, Singapore is a great place to be... if you're rich.


    *Includes employer contribution, and varies depending on age and salary. The poor and the rich both pay less. It's the middle so called "very fat sandwich" (cookie for whoever knows where this quote is from) that pays the most.

    Reference:
    http://mycpf.cpf.gov.sg/NR/rdonlyres...B/0/AnnexB.pdf
    Last edited by AlteredVision; 14th November 2008 at 12:37 AM.

  10. #70

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by AlteredVision View Post
    Would you agree that part of the 40-50 percent taxes goes to pay for benefits, such as pension, unemployment benefits, reducing income gap etc? If yes, my next question is, what is CPF (supposed to be) used for?

    I would say used in lieu of benefits. Do you agree?

    There are so many restrictions on what we can use CPF for that it may as well not be our money. A 34.5%* tax by any other name smells as bad. And the problem here is, with the exception of the poorest of the poor who fit into the stringent requirements set, it's not even the ones who need more help getting more benefits.
    "not even the ones who need more help getting more benefits" - i think singapore has its safety nets in place, just that there needs to be more publicity with regards to these safety nets. sometimes the people who are eligible are not even aware.

    as for pension, unemployment benefits, reducing income gap.. i am in london, land of benefits. you should see what your beautiful stories fed to you amount to:

    1) a nhs (yay i bet the nhs lovers will come in to fire again) that is regularly debated in EVERY parliament session; because it is still limping along - my friend had to check himself into a hospital last year because the clinic he went to (under the nhs, he went 5 or 6 times)'s advice was to keep gargling saltwater and everything would be fine. he was discovered to have contracted pneumonia.

    2) loads of homeless, jobless people still - if there is reduction in income gap i don't know where it is going..

    3) enough said about unemployment benefits, i will never agree to paying someone for doing nothing. it encourages laziness, lethargy.. disability is one thing, unemployment is another. it's legalised begging.

  11. #71

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by night86mare View Post
    "not even the ones who need more help getting more benefits" - i think singapore has its safety nets in place, just that there needs to be more publicity with regards to these safety nets. sometimes the people who are eligible are not even aware.

    as for pension, unemployment benefits, reducing income gap.. i am in london, land of benefits. you should see what your beautiful stories fed to you amount to:

    1) a nhs (yay i bet the nhs lovers will come in to fire again) that is regularly debated in EVERY parliament session; because it is still limping along - my friend had to check himself into a hospital last year because the clinic he went to (under the nhs, he went 5 or 6 times)'s advice was to keep gargling saltwater and everything would be fine. he was discovered to have contracted pneumonia.

    2) loads of homeless, jobless people still - if there is reduction in income gap i don't know where it is going..

    3) enough said about unemployment benefits, i will never agree to paying someone for doing nothing. it encourages laziness, lethargy.. disability is one thing, unemployment is another. it's legalised begging.
    I suppose a tiny safety net can be called a safety net too. I tagged along with a social worker during my attachment. The ones lucky enough to be caught by this safety net were mostly elderly without children, and living on "meals" of things like milo and biscuits. Every now and then, volunteers bring a meal such as squash with rice. Squash with rice doesn't sound that bad all things considered, but milo and biscuits?

    Horror stories aren't limited to London alone. Our hospitals aren't perfect either. I remember only vaguely, but I'm sure either of us can google up some if you really want to read them.

    We have plenty of homeless and jobless people in Singapore too.

    I'm aware the unemployment benefits don't come free. I'm not advocating unlimited employment benefits either. And while I don't think I will have any problems landing a job of some sort if I lost my job tomorrow*touchwood*, I know there are many who do. A little something to give them a few months breathing space would help, especially for the really low income who live from day to day with not enough to save. Not everyone gets retrenchment benefits to help them at this time.

    And why I think pension is necessary, even if it has to be paid for by higher taxes: $200 from you now is $200 worth of pension to someone. But if you kept this $200, how much would it be worth 10, 20, 30, 40, or 50 years down the road when you really need it? Inflation alone would wipe out a large part of your savings in 10 years, nevermind 50, if they're left in a bank at such miserable interest rates. CPF rates are better, but not by much. And if you invest and make some stupid decisions, or fail to read / understand the fine print, too bad.

    On a side note, did I mention that one of the homes (can't remember which unfortunately, but was pretty big) I visited had cameras in the TOILETS? It's supposed to be so they can see if any of the elderly fall down in there and need help etc. I still remember my classmates and I looking aghast when we realised. Better be careful which toilet you use if you volunteer.
    Last edited by AlteredVision; 14th November 2008 at 01:08 AM.

  12. #72

    Default Re: Singapore a Great Nation....

    Don't worry, Singapore has a good welfare system even though they prefer to call it Workfare
    Socialism by any other name is still socialism.

  13. #73

  14. #74
    Senior Member StrifeYun's Avatar
    Join Date
    Nov 2006
    Location
    Rivervale Drive
    Posts
    2,216

    Default Re: Singapore a Great Nation....

    'I love my country. It is a great nation...'

    Canon EOS "Luxury"
    [flickr]

  15. #75

    Default Re: Singapore a Great Nation....

    "Singapore is a great nation"

    Why do some people call her "Singapore Inc" ?
    [ Flickr ]

  16. #76

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by AlteredVision View Post
    I suppose a tiny safety net can be called a safety net too. I tagged along with a social worker during my attachment. The ones lucky enough to be caught by this safety net were mostly elderly without children, and living on "meals" of things like milo and biscuits. Every now and then, volunteers bring a meal such as squash with rice. Squash with rice doesn't sound that bad all things considered, but milo and biscuits?

    Horror stories aren't limited to London alone. Our hospitals aren't perfect either. I remember only vaguely, but I'm sure either of us can google up some if you really want to read them.

    We have plenty of homeless and jobless people in Singapore too.

    I'm aware the unemployment benefits don't come free. I'm not advocating unlimited employment benefits either. And while I don't think I will have any problems landing a job of some sort if I lost my job tomorrow*touchwood*, I know there are many who do. A little something to give them a few months breathing space would help, especially for the really low income who live from day to day with not enough to save. Not everyone gets retrenchment benefits to help them at this time.

    And why I think pension is necessary, even if it has to be paid for by higher taxes: $200 from you now is $200 worth of pension to someone. But if you kept this $200, how much would it be worth 10, 20, 30, 40, or 50 years down the road when you really need it? Inflation alone would wipe out a large part of your savings in 10 years, nevermind 50, if they're left in a bank at such miserable interest rates. CPF rates are better, but not by much. And if you invest and make some stupid decisions, or fail to read / understand the fine print, too bad.
    i understand how you feel; i am also just as worried about you with regards to old age, and i have not started working yet. i suppose it depends on what sort of idea you have about "basic needs" - all things considered, i certainly wish we could save everyone in the world, including the starving people in africa.. but how we go about doing that , how it can even be done, the work and time involved is simply too daunting.

    it is really a thin fine line when it comes to welfare - i'm against it, but not to the extent that i would deny aid to the ones who really struggle at survival. at the same time, i also worry (and you should too) that the ones who won't really need the help would get it.

    people will compare - just to give you an example, the papers in london were reporting of families receiving aid. i can't remember the exact figures, but nonetheless they were shocking; with concrete examples, along with photographs.. families who needed "aid" living in utter extravagance when it came to housing - the reporter covering the article expressed shock and disbelief that the people's taxes were being used to fund free housing that middle-class, hardworking families would never be to afford. certainly the civil service of london is by no means an efficient body; but to let something happen like this.. you could even understand how it happens.

    it isn't a matter of which horror is greater - both systems have their perks, both systems have their flaws. i think we all agree that we want a safety net to catch us when we fall, but nothing so great that it catches people standing upright perfectly. how does one strike such a balance? i haven't seen a single city in the world who can do it, and i'm wondering if it can actually be done without massive wastage of resources. i didn't raise the london example to compare - but more to raise awareness that welfare ain't a bed of roses either.. it's more of a grass is greener on the other side syndrome.

    i think it's noteworthy to take note that the pension system has another problem - loyalty to one company. how often do you find a person sticking to one company these days, all the way? it is a thing of the past - which is why i can see why it is a dying trend.

    on another note, i don't really understand your point in the last paragraph quoted.. the last i recalled, most pension schemes had the pension based on salaries drawn, scaled down significantly. this will be similarly, affected by inflation.

    unfortunately, most people hardly get to enjoy a fun-filled, royalty-emulating lifestyle when they retire. the same is true for the past, the same applies now.
    Last edited by night86mare; 14th November 2008 at 03:09 AM.

  17. #77

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by Silence Sky View Post
    Polish
    And
    Praise.....

    You got great future.
    A Chinese saying "Rice feeds all of people; rich or poor"

    Conservative, in-between and non-conservative(Dont know what word to use)

    night86mare was open enough to express his feeling.

  18. #78

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by AlteredVision View Post
    Would you agree that part of the 40-50 percent taxes goes to pay for benefits, such as pension, unemployment benefits, reducing income gap etc? If yes, my next question is, what is CPF (supposed to be) used for?

    I would say used in lieu of benefits. Do you agree?

    There are so many restrictions on what we can use CPF for that it may as well not be our money. A 34.5%* tax by any other name smells as bad. And the problem here is, with the exception of the poorest of the poor who fit into the stringent requirements set, it's not even the ones who need more help getting more benefits.

    No doubt, Singapore is a great place to be... if you're rich.


    *Includes employer contribution, and varies depending on age and salary. The poor and the rich both pay less. It's the middle so called "very fat sandwich" (cookie for whoever knows where this quote is from) that pays the most.

    Reference:
    http://mycpf.cpf.gov.sg/NR/rdonlyres...B/0/AnnexB.pdf
    Many years ago, people used to complaint that contributing CPF was taking away money from them. So they prefer to have cash and asked for cash from the company where they worked. However when they reach 55, they wish they have more.

    The policy forces people to save. Eventually it allows people to buy houses, buy share(many got burnt etc etc...)

    Many Ah Peks took the opportunity and went overseas and set up a short-lived second home. But when they game is over, they come back and complaint that they have no money. In the end they depend on their family or social service to support them...(I don't know whether we should help them as they are also Singaporean)

    The CPF table showed that when you get older, your contribution get lesser? So why the complaint? Initially, they were against CPF and now they want more as people could see the benefit they reap from have the policy. Have they not forgotten or are some of them are too young to know the history?

    It was clearly explained that inorder to attract bosses to employ the aged people, some measures had to be taken to reduce the cost of business. It is a win-win situation. Our Ah Gong and Ah Mah can continue to work at Food court, join the cleaning industry and have some income while having some exercise to past time.

    The trouble with people is they are never satisfy(me included) with what they have and often are very ungrateful.

    To me, if you are rich, everywhere is 'Heaven'.

  19. #79
    Senior Member Sion's Avatar
    Join Date
    Jan 2004
    Location
    新天地
    Posts
    4,768

    Default Re: Singapore a Great Nation....

    Quote Originally Posted by Yappy View Post
    A Chinese saying "Rice feeds all of people; rich or poor"
    It also says,

    "Rice feeds all of people as long as they can afford it."

  20. #80
    Senior Member Leong23's Avatar
    Join Date
    Oct 2007
    Location
    within myself
    Posts
    3,186

    Default Re: Singapore a Great Nation....

    Singapore is a Great Nation.............

    and i feel so small..........................

Page 4 of 8 FirstFirst ... 23456 ... LastLast

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •