Hifi can be more than 10 times more costly than photography.
What is worse is that it is not an exact science, so hobbyists are changing systems every once in a while, to try to attain the ultimate sound.
This makes them spend even more.
Bowers & Wilkins speakers are an excellent choice.
Don't let the hifi shop bamboozle you into buying the other speaker brand/s that they happen to be carrying.
There is no need to go for high end in hi fi.
Rotel is so so, not top end, not even average but certainly enough for simple everyday listen.
Don't rush. Take your time.
Your front end ... i.e. the source of the music signal is most important. If you have a lousy source and a top grade amp, it will be amplifying a lousy signal which will be terrible to listen.