Yesterday morning, an idiot motorist slammed into the back of my van - driving too fast and too close in wet conditions. He hit me so hard that I then hit the car in front (we were both stationary at the time).
I use the van for my work and now it is out of action for at least a week. The agents at STAR auto repairs did the necessary paper work for me to claim on his insurance but in terms of replacement vehicle, they can only provide a crappy Proton Wira on Tuesday of next week. In the meantime, will provide travel expenses of approx $50 per day. This would be adequate if I just used the van to travel to and from work everyday but that is not what I do. I really depend on having my own transportation to get to studio, carry my equipment to shoots, get to printers, visit clients etc...This accident is going to cause a lot of disruption to my business and the terms offered just seem unacceptable to me.
Anyone with any experience in these matters can advise? Much appreciated.