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Thread: Platinium Card privilege?

  1. #1
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    Default Platinium Card privilege?

    Just received my platinium card from citibank.
    Just like to know what sort of privilege do you guys use?
    As in the concierge service,what service do they provide?

  2. #2
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    Default Re: Platinium Card privilege?

    Ur first Credit Card right?

    The only previlege that we use are:
    1) The previlege of buying things on credit (we DEFER payment until later)
    2) The previlege of earning points

    That's juz abt it.

  3. #3

    Default Re: Platinium Card privilege?

    is there any?
    or do u mean u need to pay $120 - $180 a yr for subscription ??

    btw i am using dividend card
    they will give send u a cheque every 3 months ... which can redeem some cash back

    as least it makes me feel better when i used alot

  4. #4

    Default Re: Platinium Card privilege?

    actually the best credit card is those that can be use to pay your taxes. Free Tax rebate through points.

  5. #5

    Default Re: Platinium Card privilege?

    Any good credit card is those that does not have an annual fee, and only if you pay off the card in full every month!
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    Default Re: Platinium Card privilege?

    Actually, I feel there is no longer any additional privilege in holding a platinum card. Banks are now upgrading the cards to platinum for just about everybody. All my old classic cards have been upgraded either to gold or platinum, and if you are applying the 1st time, they'll offer you platinum card even if you don't meet the minimum income.
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  7. #7
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    Default Re: Platinium Card privilege?

    Quote Originally Posted by wind30 View Post
    actually the best credit card is those that can be use to pay your taxes. Free Tax rebate through points.
    Hmm... So far I know POSB Everyday card cuts down my monthly bill.

  8. #8

    Default Re: Platinium Card privilege?

    Quote Originally Posted by jsbn View Post
    Hmm... So far I know POSB Everyday card cuts down my monthly bill.
    Thats the card I use nowadays, at least got cash rebates can use in watson,etc.
    Platinium for what?

  9. #9
    Senior Member roDz's Avatar
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    Default Re: Platinium Card privilege?

    Privilege? I think almost the same as classic and gold...but i paid $500 as one time membership payment for the platinum and enjoy lifetime membership...no annual fee

  10. #10
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    Default Re: Platinium Card privilege?

    Quote Originally Posted by roDz View Post
    Privilege? I think almost the same as classic and gold...but i paid $500 as one time membership payment for the platinum and enjoy lifetime membership...no annual fee
    Isn't that locking yourself in to one card and only one card?

    I just call up every year whenever the renewal fee appears on my statement and ask the nice girl on the other side of the line to waive the renewal fee... it works 100% of the time in my experience with the 3 cards I have.

  11. #11

    Default Re: Platinium Card privilege?

    Quote Originally Posted by Deadpoet View Post
    Any good credit card is those that does not have an annual fee, and only if you pay off the card in full every month!
    i've never ever paid my annual fees for all my cards ever since the day i got them.
    yes, you have to pay off the card in full everymonth.
    you let it roll over, forget about the waiver.

    anyway, it's never worth paying the bank the cc interest.it's as good as official loan sharks.

    Jerry, forget the concierge service.it's crappy.whenever u call them book restaurants or ask for info, it's as good as going to the net and searching yourself.

    eg, if you ask for where's good for chinese food, you will expect those highly reviewed restaurants from them right?
    wrong.they usually will ask you where(north, south,east,west) you want to dine, and they will pump you with the nearest chinese restaurant search.


    best thing about cc is whatever you pay, try and use your cc.then when the points come in, you'll be surprised what you can exchange for.if you accumulate your points just before the due date, you can easily exchange for about 1k shopping vouchers.(that is,if you spend quite an amount on your card to accumlate these points)

  12. #12

    Default Re: Platinium Card privilege?

    Quote Originally Posted by roDz View Post
    Privilege? I think almost the same as classic and gold...but i paid $500 as one time membership payment for the platinum and enjoy lifetime membership...no annual fee
    $500???? I got my card for like 4 years and never paid a single cent in membership.

  13. #13

    Default Re: Platinium Card privilege?

    Quote Originally Posted by jeanie View Post
    i've never ever paid my annual fees for all my cards ever since the day i got them.
    yes, you have to pay off the card in full everymonth.
    you let it roll over, forget about the waiver.

    anyway, it's never worth paying the bank the cc interest.it's as good as official loan sharks.

    Jerry, forget the concierge service.it's crappy.whenever u call them book restaurants or ask for info, it's as good as going to the net and searching yourself.

    eg, if you ask for where's good for chinese food, you will expect those highly reviewed restaurants from them right?
    wrong.they usually will ask you where(north, south,east,west) you want to dine, and they will pump you with the nearest chinese restaurant search.


    best thing about cc is whatever you pay, try and use your cc.then when the points come in, you'll be surprised what you can exchange for.if you accumulate your points just before the due date, you can easily exchange for about 1k shopping vouchers.(that is,if you spend quite an amount on your card to accumlate these points)
    1K of shopping vouchers??? think I haven't spent enough then. My monthly statement less than $200

  14. #14
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    Default Re: Platinium Card privilege?

    Quote Originally Posted by Harry Potter View Post
    1K of shopping vouchers??? think I haven't spent enough then. My monthly statement less than $200
    She is a big spender lah, who knows, maybe the top 5% is refering to her...
    Logging Off. "You have 2,631 messages stored, of a total 400 allowed." don't PM me.

  15. #15
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    Default Re: Platinium Card privilege?

    I forgotten to exchange my point last year, even through it wasn't much

    Yup, I ask them to waive my annual subscription fee every year .

    While I was in UK, it's suppose to be without annual subscription fee, and you don't need to earn enough in order to qualify for a credit card.
    Sony Alpha 700 hobbyist

  16. #16

    Default Re: Platinium Card privilege?

    Quote Originally Posted by Del_CtrlnoAlt View Post
    She is a big spender lah, who knows, maybe the top 5% is refering to her...
    no lah.not big spender.just that i seldom use cash at all.unless really necessary.
    that accounts for the 'big expenditure' in my cc bills.

    amex though 'prestigous', but i really dislike it because it's not readily accepted everywhere like visa or masters.

  17. #17

    Default Re: Platinium Card privilege?

    Quote Originally Posted by jeanie View Post

    amex though 'prestigous', but i really dislike it because it's not readily accepted everywhere like visa or masters.
    so you are not really a frequent traveller as you claimed then.


    Amex is accepted widely outside Singapore and many outlet in hotels offered special discount for Amex holder.

  18. #18
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    Default Re: Platinium Card privilege?

    Quote Originally Posted by amateur_photographer View Post
    so you are not really a frequent traveller as you claimed then.


    Amex is accepted widely outside Singapore and many outlet in hotels offered special discount for Amex holder.
    She not Krisflyer...
    Logging Off. "You have 2,631 messages stored, of a total 400 allowed." don't PM me.

  19. #19

    Default Re: Platinium Card privilege?

    ocbc cancel my card when i ask for waiver of annual fee...
    maybe it becos i charge only once in 2 years and the charge is less than $100.

    so not true that every time they waive the annual fee.

  20. #20
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    Default Re: Platinium Card privilege?

    Quote Originally Posted by auron View Post
    ocbc cancel my card when i ask for waiver of annual fee...
    maybe it becos i charge only once in 2 years and the charge is less than $100.

    so not true that every time they waive the annual fee.

    Maybank have this e-card (Visa and Mastercard) where they will send only softcopy of the monthly bill to 2 email accounts provided by you. There is no annual fee but you need to use your card at least once every quarter regardless of amount spent otherwise they will charge u S$5 (per qtr??).

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